AGTHX vs ITOT: 48% overlap

American Funds Growth Fund of America A and iShares Core S&P Total U.S. Stock Market ETF share 47.9% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.

Different holding dates. These holdings were published about 5 months apart — AGTHX as of 2026-02-28, the rest through 2026-07-23. Each fund is compared using its most recent file, so any trading in between shows up as a difference.

Hold both, 50/50
1.5Effective Funds

You would hold two tickers and get the diversification of 1.5. Two funds that shared nothing would score 2.0; two identical funds score 1.0.

Overlap
47.9%
AGTHX expense ratio
0.61%
ITOT expense ratio
0.03%

Top shared holdings

AGTHX and ITOT hold 244 of the same securities. The ten contributing most to the overlap figure:

Holdingin AGTHXin ITOTΔ
NVDA6.1%7.0%1.0%
MSFT4.0%3.9%0.1%
AMZN2.9%3.2%0.3%
GOOGL2.9%2.6%0.3%
AVGO4.3%2.6%1.7%
GOOG2.9%2.1%0.8%
META4.2%1.8%2.4%
AAPL1.8%6.6%4.7%
MU1.8%1.6%0.2%
LLY3.3%1.3%2.0%

Where AGTHX and ITOT differ

Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.

SectorAGTHXITOTΔ
Unclassified7.6%0.0%+7.6pp
Financials6.5%12.7%6.1pp
Information Technology30.6%35.2%4.6pp
Communication Services13.2%8.7%+4.5pp
Consumer Discretionary12.7%8.8%+3.9pp
Consumer Staples2.4%4.4%2.0pp
Utilities0.5%2.2%1.7pp
Real Estate0.6%2.3%1.7pp

Δ is AGTHX minus ITOT, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.

What each fund holds alone

Only in AGTHX
64 positions

14.9% of AGTHX by weight, held in no part of ITOT.

Only in ITOT
2,195 positions

31.9% of ITOT by weight, held in no part of AGTHX.

A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.

Concentration and cost

AGTHXITOT
Top 10 holdings36.7%32.7%
Positions held3092,440
Cost per $10,000 held, per year$61$3

Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.

Frequently asked

How much do AGTHX and ITOT overlap?

AGTHX and ITOT overlap 47.9% by portfolio weight — moderate overlap. They share 244 holdings. The figure comes from current issuer holdings files (AGTHX as of 2026-02-28, ITOT as of 2026-07-23).

How is the overlap between AGTHX and ITOT calculated?

As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If AGTHX holds a stock at 6% and ITOT holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.

Is it redundant to hold both AGTHX and ITOT?

That depends on your goals — we state facts, not advice. At 47.9% overlap, each fund still contributes meaningfully distinct exposure.

What does AGTHX own that ITOT doesn't?

AGTHX holds 309 positions and ITOT holds 2,440; 64 of AGTHX's positions don't appear in ITOT at all, and they are 14.9% of AGTHX by weight.

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Related comparisons

Sources: issuer holdings files, AGTHX as of 2026-02-28, ITOT as of 2026-07-23. Weights are fractions of each fund. Diagnostics, not advice.