The analysis is free. The watching is not.

Every number this tool produces — full look-through, the complete overlap matrix, concentration, sectors, fees — is free, unlimited, and needs no account. What costs money is the part that keeps working after you close the tab: your portfolios saved, re-checked nightly against limits you set, and an email when one is crossed.

Annual saves about 29%.

Free

Anyone who wants to know what they actually own.

$0

No account, no card, no limit on analyses

  • Unlimited analyses, no account
  • Full look-through — every underlying holding, not a top-10
  • Complete fund-by-fund overlap matrix
  • Concentration, sector and fee breakdown
  • Capital-structure linking: the companies you own as both stock and debt
  • Shareable card and link — allocation only, never amounts
  • Print-to-PDF report
Analyze a portfolio

Pro

Most useful

For keeping an eye on a portfolio you actually hold.

$10/month

$120 billed yearly

  • Everything in Free
  • Save up to 3 portfolios across your accounts
  • Weekly snapshots and a drift trend over time
  • Set limits of your own — single stock, sector, overlap — and be told when one is crossed
  • Weekly digest of what moved
  • Real PDF and CSV export

Advisor

For fee-only planners who show this to clients.

$83/month

$990 billed yearly

  • Everything in Pro
  • 25 client portfolios
  • Your firm's name on the report, not ours
  • Side-by-side client comparison
  • Methodology appendix for the compliance file
  • Priority on coverage requests

Paid plans aren’t live yet. Everything on the free column works today. Run an analysis — it needs no account.

Don’t want a subscription?

Buy a single report for $19— a dated PDF and CSV of one portfolio’s full look-through, overlap, concentration, sectors and fees. No account, no recurring charge. The button sits on your results once you’ve run an analysis, because it needs a portfolio to report on.

It buys the artefact, not the analysis — the analysis on this site is free and complete, and stays that way. Run one — one-off reports aren't switched on yet either.

Questions people actually ask

Do I have to pay to see my results?

No. Paste your holdings and you get the whole analysis — every underlying holding, the full overlap matrix, your concentration, sectors and fees — free, unlimited, and without making an account. Nothing is blurred out or held back for a paid tier. Paying is for when you want the site to remember your portfolio and keep watching it after you close the tab.

Do you sell or share my holdings?

No. An anonymous analysis is never written to a database at all — it is computed and returned. Share links carry percentages, never dollar amounts, so sharing one never discloses what a portfolio is worth.

Is this financial advice?

No, and it is built specifically not to be. It reports facts about what your funds hold — overlap, concentration, fees — and never recommends buying, selling or switching anything. There is a test in the codebase that fails if advice-shaped language appears in the output.

What happens if I cancel?

You keep everything you paid for until the period ends, then drop to free. Your saved portfolios stay visible and exportable — they are your holdings, not ours. What stops is the monitoring. Cancel any time from your account page, in one click, on Stripe’s own billing portal.

How current is the data?

ETF holdings come from issuer files refreshed nightly. Mutual funds and 401(k) target-date funds come from SEC N-PORT filings, which lag about 60 days — every number on the site carries its own as-of date, and a stale one is labelled rather than hidden. The methodology page publishes every formula.