AGTHX vs SCHD: 3% overlap
American Funds Growth Fund of America A and Schwab U.S. Dividend Equity ETF share 2.8% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.
Different holding dates. These holdings were published about 3 months apart — AGTHX as of 2026-02-28, the rest through 2026-05-31. Each fund is compared using its most recent file, so any trading in between shows up as a difference.
You would hold two tickers and get the diversification of 2.0. Two funds that shared nothing would score 2.0; two identical funds score 1.0.
Top shared holdings
AGTHX and SCHD hold 21 of the same securities. The ten contributing most to the overlap figure:
| Holding | in AGTHX | in SCHD | Δ |
|---|---|---|---|
| AMGN | 0.5% | 3.5% | 3.0% |
| EOG | 0.4% | 1.8% | 1.4% |
| UNH | 0.3% | 5.1% | 4.8% |
| HD | 0.2% | 3.4% | 3.1% |
| COP | 0.2% | 3.5% | 3.3% |
| ABT | 0.2% | 3.0% | 2.8% |
| TXN | 0.2% | 5.9% | 5.7% |
| ARES | 0.1% | 0.7% | 0.5% |
| HSY | 0.1% | 0.7% | 0.6% |
| ADP | 0.1% | 2.2% | 2.2% |
Where AGTHX and SCHD differ
Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.
| Sector | AGTHX | SCHD | Δ |
|---|---|---|---|
| Information Technology | 30.6% | 12.9% | +17.6pp |
| Consumer Staples | 2.4% | 18.4% | −16.0pp |
| Energy | 1.9% | 14.6% | −12.6pp |
| Health Care | 11.0% | 18.3% | −7.3pp |
| Communication Services | 13.2% | 6.0% | +7.2pp |
| Consumer Discretionary | 12.7% | 6.8% | +5.8pp |
| Unclassified | 7.6% | 2.9% | +4.7pp |
| Financials | 6.5% | 8.8% | −2.3pp |
Δ is AGTHX minus SCHD, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.
What each fund holds alone
96.1% of AGTHX by weight, held in no part of SCHD.
37.2% of SCHD by weight, held in no part of AGTHX.
A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.
Concentration and cost
| AGTHX | SCHD | |
|---|---|---|
| Top 10 holdings | 36.7% | 43.6% |
| Positions held | 309 | 101 |
| Cost per $10,000 held, per year | $61 | $6 |
Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.
Frequently asked
How much do AGTHX and SCHD overlap?
AGTHX and SCHD overlap 2.8% by portfolio weight — largely distinct portfolios. They share 21 holdings. The figure comes from current issuer holdings files (AGTHX as of 2026-02-28, SCHD as of 2026-05-31).
How is the overlap between AGTHX and SCHD calculated?
As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If AGTHX holds a stock at 6% and SCHD holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.
Is it redundant to hold both AGTHX and SCHD?
That depends on your goals — we state facts, not advice. At 2.8% overlap, each fund still contributes meaningfully distinct exposure.
What does AGTHX own that SCHD doesn't?
AGTHX holds 309 positions and SCHD holds 101; 287 of AGTHX's positions don't appear in SCHD at all, and they are 96.1% of AGTHX by weight.
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Related comparisons
Sources: issuer holdings files, AGTHX as of 2026-02-28, SCHD as of 2026-05-31. Weights are fractions of each fund. Diagnostics, not advice.