AGTHX vs VBTLX: 0% overlap
American Funds Growth Fund of America A and Vanguard Total Bond Market Index Admiral share 0.5% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.
Different holding dates. These holdings were published about 4 months apart — AGTHX as of 2026-02-28, the rest through 2026-06-30. Each fund is compared using its most recent file, so any trading in between shows up as a difference.
You would hold two tickers and get the diversification of 2.0. Two funds that shared nothing would score 2.0; two identical funds score 1.0.
Top shared holdings
AGTHX and VBTLX hold 2 of the same securities. The ten contributing most to the overlap figure:
| Holding | in AGTHX | in VBTLX | Δ |
|---|---|---|---|
| AGENCY-MBS | 0.5% | 20.3% | 19.9% |
| 90353T | 0.0% | 0.0% | 0.0% |
Where AGTHX and VBTLX differ
Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.
| Sector | AGTHX | VBTLX | Δ |
|---|---|---|---|
| Treasuries | 0.0% | 48.2% | −48.2pp |
| Information Technology | 30.6% | 0.0% | +30.6pp |
| MBS Pass-Through | 0.5% | 20.3% | −19.9pp |
| Corporate — industrial & other | 0.0% | 14.6% | −14.6pp |
| Communication Services | 13.2% | 0.0% | +13.2pp |
| Consumer Discretionary | 12.7% | 0.0% | +12.7pp |
| Health Care | 11.0% | 0.0% | +11.0pp |
| Industrials | 9.8% | 0.0% | +9.8pp |
Δ is AGTHX minus VBTLX, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.
What each fund holds alone
98.4% of AGTHX by weight, held in no part of VBTLX.
79.6% of VBTLX by weight, held in no part of AGTHX.
A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.
Concentration and cost
| AGTHX | VBTLX | |
|---|---|---|
| Top 10 holdings | 36.7% | 71.7% |
| Positions held | 309 | 2,047 |
| Cost per $10,000 held, per year | $61 | $4 |
Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.
Frequently asked
How much do AGTHX and VBTLX overlap?
AGTHX and VBTLX overlap 0.5% by portfolio weight — largely distinct portfolios. They share 2 holdings. The figure comes from current issuer holdings files (AGTHX as of 2026-02-28, VBTLX as of 2026-06-30).
How is the overlap between AGTHX and VBTLX calculated?
As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If AGTHX holds a stock at 6% and VBTLX holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.
Is it redundant to hold both AGTHX and VBTLX?
That depends on your goals — we state facts, not advice. At 0.5% overlap, each fund still contributes meaningfully distinct exposure.
What does AGTHX own that VBTLX doesn't?
AGTHX holds 309 positions and VBTLX holds 2,047; 306 of AGTHX's positions don't appear in VBTLX at all, and they are 98.4% of AGTHX by weight.
You probably hold more than two funds
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Related comparisons
Sources: issuer holdings files, AGTHX as of 2026-02-28, VBTLX as of 2026-06-30. Weights are fractions of each fund. Diagnostics, not advice.