AGTHX vs XLC: 12% overlap
American Funds Growth Fund of America A and Communication Services Select Sector SPDR Fund share 12.4% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.
Different holding dates. These holdings were published about 5 months apart — AGTHX as of 2026-02-28, the rest through 2026-07-23. Each fund is compared using its most recent file, so any trading in between shows up as a difference.
You would hold two tickers and get the diversification of 1.9. Two funds that shared nothing would score 2.0; two identical funds score 1.0.
Top shared holdings
AGTHX and XLC hold 9 of the same securities. The ten contributing most to the overlap figure:
| Holding | in AGTHX | in XLC | Δ |
|---|---|---|---|
| META | 4.2% | 18.5% | 14.3% |
| GOOG | 2.9% | 8.1% | 5.2% |
| GOOGL | 2.9% | 10.1% | 7.1% |
| NFLX | 1.7% | 4.3% | 2.6% |
| LYV | 0.2% | 4.5% | 4.2% |
| CHTR | 0.2% | 2.0% | 1.8% |
| TMUS | 0.1% | 4.5% | 4.4% |
| TTWO | 0.1% | 4.3% | 4.2% |
| VZ | 0.0% | 4.6% | 4.5% |
Where AGTHX and XLC differ
Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.
| Sector | AGTHX | XLC | Δ |
|---|---|---|---|
| Communication Services | 13.2% | 99.8% | −86.6pp |
| Information Technology | 30.6% | 0.0% | +30.6pp |
| Consumer Discretionary | 12.7% | 0.0% | +12.7pp |
| Health Care | 11.0% | 0.0% | +11.0pp |
| Industrials | 9.8% | 0.0% | +9.8pp |
| Unclassified | 7.6% | 0.0% | +7.6pp |
| Financials | 6.5% | 0.0% | +6.5pp |
| Consumer Staples | 2.4% | 0.0% | +2.4pp |
Δ is AGTHX minus XLC, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.
What each fund holds alone
86.5% of AGTHX by weight, held in no part of XLC.
39.1% of XLC by weight, held in no part of AGTHX.
A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.
Concentration and cost
| AGTHX | XLC | |
|---|---|---|
| Top 10 holdings | 36.7% | 68.6% |
| Positions held | 309 | 25 |
| Cost per $10,000 held, per year | $61 | $8 |
Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.
Frequently asked
How much do AGTHX and XLC overlap?
AGTHX and XLC overlap 12.4% by portfolio weight — largely distinct portfolios. They share 9 holdings. The figure comes from current issuer holdings files (AGTHX as of 2026-02-28, XLC as of 2026-07-23).
How is the overlap between AGTHX and XLC calculated?
As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If AGTHX holds a stock at 6% and XLC holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.
Is it redundant to hold both AGTHX and XLC?
That depends on your goals — we state facts, not advice. At 12.4% overlap, each fund still contributes meaningfully distinct exposure.
What does AGTHX own that XLC doesn't?
AGTHX holds 309 positions and XLC holds 25; 299 of AGTHX's positions don't appear in XLC at all, and they are 86.5% of AGTHX by weight.
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Related comparisons
Sources: issuer holdings files, AGTHX as of 2026-02-28, XLC as of 2026-07-23. Weights are fractions of each fund. Diagnostics, not advice.