AGTHX vs XLP: 2% overlap
American Funds Growth Fund of America A and Consumer Staples Select Sector SPDR Fund share 2.0% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.
Different holding dates. These holdings were published about 5 months apart — AGTHX as of 2026-02-28, the rest through 2026-07-23. Each fund is compared using its most recent file, so any trading in between shows up as a difference.
You would hold two tickers and get the diversification of 2.0. Two funds that shared nothing would score 2.0; two identical funds score 1.0.
Top shared holdings
AGTHX and XLP hold 9 of the same securities. The ten contributing most to the overlap figure:
| Holding | in AGTHX | in XLP | Δ |
|---|---|---|---|
| PM | 0.9% | 6.5% | 5.6% |
| COST | 0.5% | 8.9% | 8.4% |
| WMT | 0.2% | 10.3% | 10.2% |
| HSY | 0.1% | 1.7% | 1.5% |
| EL | 0.1% | 1.3% | 1.2% |
| CASY | 0.1% | 2.1% | 2.0% |
| DLTR | 0.1% | 1.4% | 1.3% |
| PEP | 0.0% | 4.3% | 4.3% |
| KO | 0.0% | 6.8% | 6.8% |
Where AGTHX and XLP differ
Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.
| Sector | AGTHX | XLP | Δ |
|---|---|---|---|
| Consumer Staples | 2.4% | 99.7% | −97.3pp |
| Information Technology | 30.6% | 0.0% | +30.6pp |
| Communication Services | 13.2% | 0.0% | +13.2pp |
| Consumer Discretionary | 12.7% | 0.0% | +12.7pp |
| Health Care | 11.0% | 0.0% | +11.0pp |
| Industrials | 9.8% | 0.0% | +9.8pp |
| Unclassified | 7.6% | 0.0% | +7.6pp |
| Financials | 6.5% | 0.0% | +6.5pp |
Δ is AGTHX minus XLP, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.
What each fund holds alone
96.9% of AGTHX by weight, held in no part of XLP.
56.5% of XLP by weight, held in no part of AGTHX.
A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.
Concentration and cost
| AGTHX | XLP | |
|---|---|---|
| Top 10 holdings | 36.7% | 62.1% |
| Positions held | 309 | 37 |
| Cost per $10,000 held, per year | $61 | $8 |
Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.
Frequently asked
How much do AGTHX and XLP overlap?
AGTHX and XLP overlap 2.0% by portfolio weight — largely distinct portfolios. They share 9 holdings. The figure comes from current issuer holdings files (AGTHX as of 2026-02-28, XLP as of 2026-07-23).
How is the overlap between AGTHX and XLP calculated?
As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If AGTHX holds a stock at 6% and XLP holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.
Is it redundant to hold both AGTHX and XLP?
That depends on your goals — we state facts, not advice. At 2.0% overlap, each fund still contributes meaningfully distinct exposure.
What does AGTHX own that XLP doesn't?
AGTHX holds 309 positions and XLP holds 37; 299 of AGTHX's positions don't appear in XLP at all, and they are 96.9% of AGTHX by weight.
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Related comparisons
Sources: issuer holdings files, AGTHX as of 2026-02-28, XLP as of 2026-07-23. Weights are fractions of each fund. Diagnostics, not advice.