AVUV vs VTTHX: 1% overlap

Avantis U.S. Small Cap Value ETF and Vanguard Target Retirement 2035 share 1.2% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.

Different holding dates. These holdings were published about 4 months apart — AVUV as of 2026-02-28, the rest through 2026-06-30. Each fund is compared using its most recent file, so any trading in between shows up as a difference.

Hold both, 50/50
2.0Effective Funds

You would hold two tickers and get the diversification of 2.0. Two funds that shared nothing would score 2.0; two identical funds score 1.0.

Overlap
1.2%
AVUV expense ratio
0.25%
VTTHX expense ratio
0.08%

Top shared holdings

AVUV and VTTHX hold 708 of the same securities. The ten contributing most to the overlap figure:

Holdingin AVUVin VTTHXΔ
CASH0.3%1.9%1.6%
CNR0.2%0.0%0.1%
EBS0.1%0.0%0.0%
AD0.1%0.0%0.1%
VAL0.6%0.0%0.6%
TRN0.4%0.0%0.4%
SEB0.1%0.0%0.1%
ABG0.1%0.0%0.1%
SIG0.6%0.0%0.6%
SLM0.4%0.0%0.4%

Where AVUV and VTTHX differ

Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.

SectorAVUVVTTHXΔ
Energy16.8%2.1%+14.7pp
Information Technology5.4%19.5%14.1pp
Financials24.1%12.0%+12.0pp
Consumer Discretionary16.9%5.7%+11.2pp
Treasuries0.0%11.2%11.2pp
Industrials17.3%7.8%+9.5pp
Unclassified3.5%11.2%7.7pp
MBS Pass-Through0.0%4.7%4.7pp

Δ is AVUV minus VTTHX, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.

What each fund holds alone

Only in AVUV
66 positions

6.6% of AVUV by weight, held in no part of VTTHX.

Only in VTTHX
15,974 positions

97.1% of VTTHX by weight, held in no part of AVUV.

A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.

Concentration and cost

AVUVVTTHX
Top 10 holdings8.5%26.4%
Positions held7746
Cost per $10,000 held, per year$25$8

Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.

Frequently asked

How much do AVUV and VTTHX overlap?

AVUV and VTTHX overlap 1.2% by portfolio weight — largely distinct portfolios. They share 708 holdings. The figure comes from current issuer holdings files (AVUV as of 2026-02-28, VTTHX as of 2026-03-31).

How is the overlap between AVUV and VTTHX calculated?

As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If AVUV holds a stock at 6% and VTTHX holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.

Is it redundant to hold both AVUV and VTTHX?

That depends on your goals — we state facts, not advice. At 1.2% overlap, each fund still contributes meaningfully distinct exposure.

What does AVUV own that VTTHX doesn't?

AVUV holds 774 positions and VTTHX holds 6; 66 of AVUV's positions don't appear in VTTHX at all, and they are 6.6% of AVUV by weight.

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Related comparisons

Sources: issuer holdings files, AVUV as of 2026-02-28, VTTHX as of 2026-03-31. Weights are fractions of each fund. Diagnostics, not advice.