AWSHX vs SCHD: 10% overlap

American Funds Washington Mutual A and Schwab U.S. Dividend Equity ETF share 10.2% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.

Different holding dates. These holdings were published 31 days apart — AWSHX as of 2026-04-30, the rest through 2026-05-31. Each fund is compared using its most recent file, so any trading in between shows up as a difference.

Hold both, 50/50
1.9Effective Funds

You would hold two tickers and get the diversification of 1.9. Two funds that shared nothing would score 2.0; two identical funds score 1.0.

Overlap
10.2%
AWSHX expense ratio
0.57%
SCHD expense ratio
0.06%

Top shared holdings

AWSHX and SCHD hold 23 of the same securities. The ten contributing most to the overlap figure:

Holdingin AWSHXin SCHDΔ
UNH1.5%5.1%3.6%
AMGN1.2%3.5%2.3%
COP0.8%3.5%2.7%
ABT0.7%3.0%2.3%
CMCSA0.7%2.2%1.6%
HD0.6%3.4%2.7%
PAYX0.6%0.8%0.2%
EOG0.6%1.8%1.2%
DRI0.5%0.6%0.1%
KO0.5%4.0%3.5%

Where AWSHX and SCHD differ

Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.

SectorAWSHXSCHDΔ
Consumer Staples7.0%18.4%11.4pp
Energy3.3%14.6%11.3pp
Information Technology21.9%12.9%+8.9pp
Health Care10.7%18.3%7.6pp
Financials15.0%8.8%+6.2pp
Unclassified7.9%2.9%+5.0pp
Utilities3.8%0.1%+3.7pp
Real Estate3.3%0.0%+3.3pp

Δ is AWSHX minus SCHD, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.

What each fund holds alone

Only in AWSHX
174 positions

89.3% of AWSHX by weight, held in no part of SCHD.

Only in SCHD
77 positions

41.8% of SCHD by weight, held in no part of AWSHX.

A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.

Concentration and cost

AWSHXSCHD
Top 10 holdings29.9%43.6%
Positions held197101
Cost per $10,000 held, per year$57$6

Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.

Frequently asked

How much do AWSHX and SCHD overlap?

AWSHX and SCHD overlap 10.2% by portfolio weight — largely distinct portfolios. They share 23 holdings. The figure comes from current issuer holdings files (AWSHX as of 2026-04-30, SCHD as of 2026-05-31).

How is the overlap between AWSHX and SCHD calculated?

As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If AWSHX holds a stock at 6% and SCHD holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.

Is it redundant to hold both AWSHX and SCHD?

That depends on your goals — we state facts, not advice. At 10.2% overlap, each fund still contributes meaningfully distinct exposure.

What does AWSHX own that SCHD doesn't?

AWSHX holds 197 positions and SCHD holds 101; 174 of AWSHX's positions don't appear in SCHD at all, and they are 89.3% of AWSHX by weight.

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Related comparisons

Sources: issuer holdings files, AWSHX as of 2026-04-30, SCHD as of 2026-05-31. Weights are fractions of each fund. Diagnostics, not advice.