AWSHX vs SWPPX: 44% overlap

American Funds Washington Mutual A and Schwab S&P 500 Index share 44.2% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.

Hold both, 50/50
1.6Effective Funds

You would hold two tickers and get the diversification of 1.6. Two funds that shared nothing would score 2.0; two identical funds score 1.0.

Overlap
44.2%
AWSHX expense ratio
0.57%
SWPPX expense ratio
0.02%

Top shared holdings

AWSHX and SWPPX hold 147 of the same securities. The ten contributing most to the overlap figure:

Holdingin AWSHXin SWPPXΔ
MSFT4.6%4.9%0.2%
AVGO7.5%3.2%4.3%
AAPL2.4%6.4%4.0%
GOOGL2.0%3.6%1.6%
NVDA1.6%7.8%6.2%
GOOG1.5%2.9%1.3%
JPM1.4%1.4%0.1%
META1.4%2.2%0.8%
LLY1.6%1.2%0.4%
XOM1.0%1.0%0.1%

Where AWSHX and SWPPX differ

Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.

SectorAWSHXSWPPXΔ
Information Technology21.9%34.2%12.3pp
Unclassified7.9%2.8%+5.1pp
Communication Services6.1%11.0%4.9pp
Industrials11.7%8.1%+3.6pp
Financials15.0%11.5%+3.4pp
Consumer Discretionary6.9%9.7%2.8pp
Health Care10.7%8.3%+2.5pp
Consumer Staples7.0%4.9%+2.1pp

Δ is AWSHX minus SWPPX, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.

What each fund holds alone

Only in AWSHX
50 positions

14.1% of AWSHX by weight, held in no part of SWPPX.

Only in SWPPX
355 positions

29.9% of SWPPX by weight, held in no part of AWSHX.

A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.

Concentration and cost

AWSHXSWPPX
Top 10 holdings29.9%38.3%
Positions held197503
Cost per $10,000 held, per year$57$2

Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.

Frequently asked

How much do AWSHX and SWPPX overlap?

AWSHX and SWPPX overlap 44.2% by portfolio weight — moderate overlap. They share 147 holdings. The figure comes from current issuer holdings files (AWSHX as of 2026-04-30, SWPPX as of 2026-04-30).

How is the overlap between AWSHX and SWPPX calculated?

As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If AWSHX holds a stock at 6% and SWPPX holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.

Is it redundant to hold both AWSHX and SWPPX?

That depends on your goals — we state facts, not advice. At 44.2% overlap, each fund still contributes meaningfully distinct exposure.

What does AWSHX own that SWPPX doesn't?

AWSHX holds 197 positions and SWPPX holds 503; 50 of AWSHX's positions don't appear in SWPPX at all, and they are 14.1% of AWSHX by weight.

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Related comparisons

Sources: issuer holdings files, AWSHX as of 2026-04-30, SWPPX as of 2026-04-30. Weights are fractions of each fund. Diagnostics, not advice.