AWSHX vs VBIAX: 3% overlap
American Funds Washington Mutual A and Vanguard Balanced Index Admiral share 2.6% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.
Different holding dates. These holdings were published 30 days apart — VBIAX as of 2026-03-31, the rest through 2026-04-30. Each fund is compared using its most recent file, so any trading in between shows up as a difference.
You would hold two tickers and get the diversification of 2.0. Two funds that shared nothing would score 2.0; two identical funds score 1.0.
Top shared holdings
AWSHX and VBIAX hold 22 of the same securities. The ten contributing most to the overlap figure:
| Holding | in AWSHX | in VBIAX | Δ |
|---|---|---|---|
| LLY | 1.6% | 0.7% | 0.9% |
| IBM | 0.6% | 0.2% | 0.3% |
| T | 0.2% | 0.2% | 0.0% |
| TMO | 0.3% | 0.2% | 0.1% |
| DIS | 0.2% | 0.2% | 0.0% |
| APH | 0.2% | 0.1% | 0.1% |
| MO | 0.3% | 0.1% | 0.2% |
| CME | 0.4% | 0.1% | 0.3% |
| CMCSA | 0.7% | 0.1% | 0.6% |
| WDC | 0.2% | 0.1% | 0.2% |
Where AWSHX and VBIAX differ
Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.
| Sector | AWSHX | VBIAX | Δ |
|---|---|---|---|
| Unclassified | 7.9% | 55.1% | −47.2pp |
| Information Technology | 21.9% | 1.0% | +20.9pp |
| Treasuries | 0.0% | 19.1% | −19.1pp |
| Financials | 15.0% | 3.6% | +11.4pp |
| Industrials | 11.7% | 0.7% | +11.0pp |
| Health Care | 10.7% | 1.2% | +9.6pp |
| MBS Pass-Through | 0.0% | 8.1% | −8.1pp |
| Consumer Staples | 7.0% | 0.2% | +6.8pp |
Δ is AWSHX minus VBIAX, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.
What each fund holds alone
90.3% of AWSHX by weight, held in no part of VBIAX.
96.4% of VBIAX by weight, held in no part of AWSHX.
A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.
Concentration and cost
| AWSHX | VBIAX | |
|---|---|---|
| Top 10 holdings | 29.9% | 45.2% |
| Positions held | 197 | 5,119 |
| Cost per $10,000 held, per year | $57 | $7 |
Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.
Frequently asked
How much do AWSHX and VBIAX overlap?
AWSHX and VBIAX overlap 2.6% by portfolio weight — largely distinct portfolios. They share 22 holdings. The figure comes from current issuer holdings files (AWSHX as of 2026-04-30, VBIAX as of 2026-03-31).
How is the overlap between AWSHX and VBIAX calculated?
As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If AWSHX holds a stock at 6% and VBIAX holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.
Is it redundant to hold both AWSHX and VBIAX?
That depends on your goals — we state facts, not advice. At 2.6% overlap, each fund still contributes meaningfully distinct exposure.
What does AWSHX own that VBIAX doesn't?
AWSHX holds 197 positions and VBIAX holds 5,119; 175 of AWSHX's positions don't appear in VBIAX at all, and they are 90.3% of AWSHX by weight.
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Related comparisons
Sources: issuer holdings files, AWSHX as of 2026-04-30, VBIAX as of 2026-03-31. Weights are fractions of each fund. Diagnostics, not advice.