FFFHX vs VFIFX: 0% overlap

Fidelity Freedom 2050 and Vanguard Target Retirement 2050 share 0.2% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.

Different holding dates. These holdings were published about 3 months apart — FFFHX, VFIFX as of 2026-03-31, the rest through 2026-06-30. Each fund is compared using its most recent file, so any trading in between shows up as a difference.

Hold both, 50/50
2.0Effective Funds

You would hold two tickers and get the diversification of 2.0. Two funds that shared nothing would score 2.0; two identical funds score 1.0.

Overlap
0.2%
FFFHX expense ratio
0.75%
VFIFX expense ratio
0.08%

Top shared holdings

FFFHX and VFIFX hold 1 of the same securities. The ten contributing most to the overlap figure:

Holdingin FFFHXin VFIFXΔ
CASH0.2%1.9%1.7%

Where FFFHX and VFIFX differ

Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.

SectorFFFHXVFIFXΔ
Unclassified99.5%6.3%+93.3pp
Information Technology0.0%26.1%26.1pp
Financials0.0%14.1%14.1pp
Industrials0.0%10.5%10.5pp
Consumer Discretionary0.0%7.5%7.5pp
Health Care0.0%6.9%6.9pp
Communication Services0.0%5.9%5.9pp
Consumer Staples0.0%4.0%4.0pp

Δ is FFFHX minus VFIFX, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.

What each fund holds alone

Only in FFFHX
35 positions

99.8% of FFFHX by weight, held in no part of VFIFX.

Only in VFIFX
16,681 positions

98.1% of VFIFX by weight, held in no part of FFFHX.

A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.

Concentration and cost

FFFHXVFIFX
Top 10 holdings77.6%19.3%
Positions held376
Cost per $10,000 held, per year$75$8

Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.

Frequently asked

How much do FFFHX and VFIFX overlap?

FFFHX and VFIFX overlap 0.2% by portfolio weight — largely distinct portfolios. They share 1 holdings. The figure comes from current issuer holdings files (FFFHX as of 2026-03-31, VFIFX as of 2026-03-31).

How is the overlap between FFFHX and VFIFX calculated?

As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If FFFHX holds a stock at 6% and VFIFX holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.

Is it redundant to hold both FFFHX and VFIFX?

That depends on your goals — we state facts, not advice. At 0.2% overlap, each fund still contributes meaningfully distinct exposure.

What does FFFHX own that VFIFX doesn't?

FFFHX holds 37 positions and VFIFX holds 6; 35 of FFFHX's positions don't appear in VFIFX at all, and they are 99.8% of FFFHX by weight.

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Related comparisons

Sources: issuer holdings files, FFFHX as of 2026-03-31, VFIFX as of 2026-03-31. Weights are fractions of each fund. Diagnostics, not advice.