FFFHX vs VTIP: 0% overlap

Fidelity Freedom 2050 and Vanguard Short-Term Inflation-Protected Securities ETF share 0.2% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.

Different holding dates. These holdings were published about 3 months apart — FFFHX as of 2026-03-31, the rest through 2026-06-30. Each fund is compared using its most recent file, so any trading in between shows up as a difference.

Hold both, 50/50
2.0Effective Funds

You would hold two tickers and get the diversification of 2.0. Two funds that shared nothing would score 2.0; two identical funds score 1.0.

Overlap
0.2%
FFFHX expense ratio
0.75%
VTIP expense ratio
0.03%

Top shared holdings

FFFHX and VTIP hold 1 of the same securities. The ten contributing most to the overlap figure:

Holdingin FFFHXin VTIPΔ
CASH0.2%0.7%0.6%

Where FFFHX and VTIP differ

Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.

SectorFFFHXVTIPΔ
Unclassified99.5%0.0%+99.5pp
Treasuries0.3%99.3%99.0pp
Cash and/or Derivatives0.2%0.7%0.6pp
Cash & Other-0.1%0.0%0.1pp

Δ is FFFHX minus VTIP, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.

What each fund holds alone

Only in FFFHX
35 positions

99.8% of FFFHX by weight, held in no part of VTIP.

Only in VTIP
2 positions

99.3% of VTIP by weight, held in no part of FFFHX.

A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.

Concentration and cost

FFFHXVTIP
Top 10 holdings77.6%100.0%
Positions held373
Cost per $10,000 held, per year$75$3

Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.

Frequently asked

How much do FFFHX and VTIP overlap?

FFFHX and VTIP overlap 0.2% by portfolio weight — largely distinct portfolios. They share 1 holdings. The figure comes from current issuer holdings files (FFFHX as of 2026-03-31, VTIP as of 2026-06-30).

How is the overlap between FFFHX and VTIP calculated?

As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If FFFHX holds a stock at 6% and VTIP holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.

Is it redundant to hold both FFFHX and VTIP?

That depends on your goals — we state facts, not advice. At 0.2% overlap, each fund still contributes meaningfully distinct exposure.

What does FFFHX own that VTIP doesn't?

FFFHX holds 37 positions and VTIP holds 3; 35 of FFFHX's positions don't appear in VTIP at all, and they are 99.8% of FFFHX by weight.

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Related comparisons

Sources: issuer holdings files, FFFHX as of 2026-03-31, VTIP as of 2026-06-30. Weights are fractions of each fund. Diagnostics, not advice.