FSKAX vs PRWCX: 27% overlap

Fidelity Total Market Index and T. Rowe Price Capital Appreciation share 27.2% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.

Different holding dates. These holdings were published 31 days apart — FSKAX as of 2026-02-28, the rest through 2026-03-31. Each fund is compared using its most recent file, so any trading in between shows up as a difference.

Hold both, 50/50
1.7Effective Funds

You would hold two tickers and get the diversification of 1.7. Two funds that shared nothing would score 2.0; two identical funds score 1.0.

Overlap
27.2%
FSKAX expense ratio
0.01%
PRWCX expense ratio
0.72%

Top shared holdings

FSKAX and PRWCX hold 51 of the same securities. The ten contributing most to the overlap figure:

Holdingin FSKAXin PRWCXΔ
MSFT4.4%4.2%0.1%
AAPL5.9%3.6%2.3%
AMZN3.1%4.8%1.7%
NVDA6.5%3.0%3.4%
GOOGL2.7%2.3%0.5%
META2.1%3.7%1.6%
AVGO2.3%1.8%0.5%
LLY1.3%0.8%0.4%
JPM1.2%0.7%0.5%
V0.8%0.7%0.1%

Where FSKAX and PRWCX differ

Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.

SectorFSKAXPRWCXΔ
Treasuries0.0%18.2%18.1pp
Unclassified4.0%20.3%16.3pp
Information Technology29.9%17.8%+12.1pp
Financials12.2%2.4%+9.8pp
Industrials9.6%0.9%+8.7pp
Cash & Other0.0%5.0%5.0pp
Utilities2.4%7.1%4.7pp
Consumer Staples5.1%0.6%+4.5pp

Δ is FSKAX minus PRWCX, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.

What each fund holds alone

Only in FSKAX
3,702 positions

63.9% of FSKAX by weight, held in no part of PRWCX.

Only in PRWCX
99 positions

23.6% of PRWCX by weight, held in no part of FSKAX.

A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.

Concentration and cost

FSKAXPRWCX
Top 10 holdings32.1%46.0%
Positions held3,754151
Cost per $10,000 held, per year$1$72

Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.

Frequently asked

How much do FSKAX and PRWCX overlap?

FSKAX and PRWCX overlap 27.2% by portfolio weight — moderate overlap. They share 51 holdings. The figure comes from current issuer holdings files (FSKAX as of 2026-02-28, PRWCX as of 2026-03-31).

How is the overlap between FSKAX and PRWCX calculated?

As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If FSKAX holds a stock at 6% and PRWCX holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.

Is it redundant to hold both FSKAX and PRWCX?

That depends on your goals — we state facts, not advice. At 27.2% overlap, each fund still contributes meaningfully distinct exposure.

What does FSKAX own that PRWCX doesn't?

FSKAX holds 3,754 positions and PRWCX holds 151; 3,702 of FSKAX's positions don't appear in PRWCX at all, and they are 63.9% of FSKAX by weight.

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Related comparisons

Sources: issuer holdings files, FSKAX as of 2026-02-28, PRWCX as of 2026-03-31. Weights are fractions of each fund. Diagnostics, not advice.