FTIHX vs IEFA: 1% overlap
Fidelity Total International Index and iShares Core MSCI EAFE ETF share 0.6% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.
Different holding dates. These holdings were published about 3 months apart — FTIHX as of 2026-04-30, the rest through 2026-07-23. Each fund is compared using its most recent file, so any trading in between shows up as a difference.
You would hold two tickers and get the diversification of 2.0. Two funds that shared nothing would score 2.0; two identical funds score 1.0.
Top shared holdings
FTIHX and IEFA hold 18 of the same securities. The ten contributing most to the overlap figure:
| Holding | in FTIHX | in IEFA | Δ |
|---|---|---|---|
| BN | 0.2% | 0.2% | 0.0% |
| VOLV-B | 0.1% | 0.2% | 0.1% |
| SUNB | 0.1% | 0.1% | 0.1% |
| TEF | 0.0% | 0.1% | 0.0% |
| DSCT | 0.0% | 0.1% | 0.0% |
| CASH | 2.7% | 0.0% | 2.7% |
| 2503 | 0.0% | 0.1% | 0.0% |
| 7911 | 0.0% | 0.0% | 0.0% |
| 2875 | 0.0% | 0.0% | 0.0% |
| 6448 | 0.0% | 0.0% | 0.0% |
Where FTIHX and IEFA differ
Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.
| Sector | FTIHX | IEFA | Δ |
|---|---|---|---|
| Unclassified | 94.6% | 0.0% | +94.6pp |
| Financials | 1.3% | 24.2% | −22.9pp |
| Industrials | 0.4% | 19.6% | −19.2pp |
| Information Technology | 0.0% | 11.9% | −11.9pp |
| Consumer Discretionary | 0.3% | 8.8% | −8.5pp |
| Health Care | 0.0% | 7.6% | −7.6pp |
| Consumer Staples | 0.4% | 6.7% | −6.3pp |
| Materials | 0.1% | 6.4% | −6.3pp |
Δ is FTIHX minus IEFA, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.
What each fund holds alone
97.1% of FTIHX by weight, held in no part of IEFA.
98.7% of IEFA by weight, held in no part of FTIHX.
A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.
Concentration and cost
| FTIHX | IEFA | |
|---|---|---|
| Top 10 holdings | 14.4% | 12.5% |
| Positions held | 5,057 | 2,567 |
| Cost per $10,000 held, per year | $6 | $7 |
Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.
Frequently asked
How much do FTIHX and IEFA overlap?
FTIHX and IEFA overlap 0.6% by portfolio weight — largely distinct portfolios. They share 18 holdings. The figure comes from current issuer holdings files (FTIHX as of 2026-04-30, IEFA as of 2026-07-23).
How is the overlap between FTIHX and IEFA calculated?
As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If FTIHX holds a stock at 6% and IEFA holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.
Is it redundant to hold both FTIHX and IEFA?
That depends on your goals — we state facts, not advice. At 0.6% overlap, each fund still contributes meaningfully distinct exposure.
What does FTIHX own that IEFA doesn't?
FTIHX holds 5,057 positions and IEFA holds 2,567; 5,038 of FTIHX's positions don't appear in IEFA at all, and they are 97.1% of FTIHX by weight.
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Related comparisons
Sources: issuer holdings files, FTIHX as of 2026-04-30, IEFA as of 2026-07-23. Weights are fractions of each fund. Diagnostics, not advice.