FTIHX vs RGAGX: 1% overlap
Fidelity Total International Index and American Funds Growth Fund of America R6 share 1.3% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.
Different holding dates. These holdings were published about 2 months apart — RGAGX as of 2026-02-28, the rest through 2026-04-30. Each fund is compared using its most recent file, so any trading in between shows up as a difference.
You would hold two tickers and get the diversification of 2.0. Two funds that shared nothing would score 2.0; two identical funds score 1.0.
Top shared holdings
FTIHX and RGAGX hold 12 of the same securities. The ten contributing most to the overlap figure:
| Holding | in FTIHX | in RGAGX | Δ |
|---|---|---|---|
| SHOP | 0.3% | 1.2% | 0.8% |
| BN | 0.2% | 0.2% | 0.0% |
| B | 0.2% | 0.2% | 0.0% |
| WPM | 0.1% | 0.2% | 0.1% |
| CVE | 0.1% | 0.2% | 0.1% |
| CSU | 0.1% | 0.2% | 0.1% |
| CNQ | 0.2% | 0.1% | 0.2% |
| AEM | 0.2% | 0.1% | 0.2% |
| BBD-B | 0.0% | 0.1% | 0.1% |
| FM | 0.0% | 0.0% | 0.0% |
Where FTIHX and RGAGX differ
Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.
| Sector | FTIHX | RGAGX | Δ |
|---|---|---|---|
| Unclassified | 94.6% | 7.6% | +87.1pp |
| Information Technology | 0.0% | 30.6% | −30.5pp |
| Communication Services | 0.2% | 13.2% | −13.1pp |
| Consumer Discretionary | 0.3% | 12.7% | −12.4pp |
| Health Care | 0.0% | 11.0% | −11.0pp |
| Industrials | 0.4% | 9.8% | −9.5pp |
| Financials | 1.3% | 6.5% | −5.2pp |
| Cash and/or Derivatives | 2.7% | 0.0% | +2.7pp |
Δ is FTIHX minus RGAGX, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.
What each fund holds alone
98.8% of FTIHX by weight, held in no part of RGAGX.
96.3% of RGAGX by weight, held in no part of FTIHX.
A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.
Concentration and cost
| FTIHX | RGAGX | |
|---|---|---|
| Top 10 holdings | 14.4% | 36.7% |
| Positions held | 5,057 | 309 |
| Cost per $10,000 held, per year | $6 | $30 |
Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.
Frequently asked
How much do FTIHX and RGAGX overlap?
FTIHX and RGAGX overlap 1.3% by portfolio weight — largely distinct portfolios. They share 12 holdings. The figure comes from current issuer holdings files (FTIHX as of 2026-04-30, RGAGX as of 2026-02-28).
How is the overlap between FTIHX and RGAGX calculated?
As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If FTIHX holds a stock at 6% and RGAGX holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.
Is it redundant to hold both FTIHX and RGAGX?
That depends on your goals — we state facts, not advice. At 1.3% overlap, each fund still contributes meaningfully distinct exposure.
What does FTIHX own that RGAGX doesn't?
FTIHX holds 5,057 positions and RGAGX holds 309; 5,044 of FTIHX's positions don't appear in RGAGX at all, and they are 98.8% of FTIHX by weight.
You probably hold more than two funds
This page compares FTIHX and RGAGX. Paste your whole portfolio — brokerage, 401(k), IRA — and see the overlap across every fund at once, plus what you actually own underneath them and your own Effective Funds number. Free, no account, nothing stored.
X-ray my portfolio — free →Watch FTIHX vs RGAGX
We re-read both funds’ published holdings every weeknight. Leave an address and we'll tell you when what's inside actually changes.
Not sending yet — email alerts are built but switched off, and you'll be among the first when they turn on. No spam, one-click unsubscribe.
Related comparisons
Sources: issuer holdings files, FTIHX as of 2026-04-30, RGAGX as of 2026-02-28. Weights are fractions of each fund. Diagnostics, not advice.