FTIHX vs SCHF: 66% overlap
Fidelity Total International Index and Schwab International Equity ETF share 65.8% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.
Different holding dates. These holdings were published 31 days apart — FTIHX as of 2026-04-30, the rest through 2026-05-31. Each fund is compared using its most recent file, so any trading in between shows up as a difference.
You would hold two tickers and get the diversification of 1.3. Two funds that shared nothing would score 2.0; two identical funds score 1.0.
Top shared holdings
FTIHX and SCHF hold 1,398 of the same securities. The ten contributing most to the overlap figure:
| Holding | in FTIHX | in SCHF | Δ |
|---|---|---|---|
| KR7005930003 | 1.7% | 3.3% | 1.7% |
| NL0010273215 | 1.3% | 2.1% | 0.8% |
| KR7000660001 | 1.1% | 2.8% | 1.7% |
| GB0005405286 | 0.7% | 1.1% | 0.4% |
| GB0009895292 | 0.7% | 0.9% | 0.3% |
| CH1499059983 | 0.7% | 1.0% | 0.3% |
| CH0012005267 | 0.6% | 1.0% | 0.3% |
| CH0038863350 | 0.6% | 0.9% | 0.3% |
| GB00BP6MXD84 | 0.6% | 0.8% | 0.2% |
| RY | 0.6% | 0.9% | 0.3% |
Where FTIHX and SCHF differ
Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.
| Sector | FTIHX | SCHF | Δ |
|---|---|---|---|
| Cash and/or Derivatives | 2.7% | 0.5% | +2.2pp |
| Unclassified | 94.6% | 95.9% | −1.2pp |
| Financials | 1.3% | 1.9% | −0.6pp |
| Consumer Discretionary | 0.3% | 0.2% | +0.1pp |
| Consumer Staples | 0.4% | 0.5% | −0.1pp |
| Materials | 0.1% | 0.0% | +0.1pp |
| Energy | 0.2% | 0.2% | −0.1pp |
| Industrials | 0.4% | 0.3% | +0.1pp |
Δ is FTIHX minus SCHF, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.
What each fund holds alone
32.4% of FTIHX by weight, held in no part of SCHF.
1.3% of SCHF by weight, held in no part of FTIHX.
A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.
Concentration and cost
| FTIHX | SCHF | |
|---|---|---|
| Top 10 holdings | 14.4% | 14.8% |
| Positions held | 5,057 | 1,477 |
| Cost per $10,000 held, per year | $6 | $6 |
Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.
Frequently asked
How much do FTIHX and SCHF overlap?
FTIHX and SCHF overlap 65.8% by portfolio weight — substantial duplication if you hold both. They share 1,398 holdings. The figure comes from current issuer holdings files (FTIHX as of 2026-04-30, SCHF as of 2026-05-31).
How is the overlap between FTIHX and SCHF calculated?
As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If FTIHX holds a stock at 6% and SCHF holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.
Is it redundant to hold both FTIHX and SCHF?
That depends on your goals — we state facts, not advice. At 65.8% overlap, each fund still contributes meaningfully distinct exposure.
What does FTIHX own that SCHF doesn't?
FTIHX holds 5,057 positions and SCHF holds 1,477; 3,658 of FTIHX's positions don't appear in SCHF at all, and they are 32.4% of FTIHX by weight.
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Related comparisons
Sources: issuer holdings files, FTIHX as of 2026-04-30, SCHF as of 2026-05-31. Weights are fractions of each fund. Diagnostics, not advice.