FTIHX vs SWISX: 50% overlap

Fidelity Total International Index and Schwab International Index share 49.9% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.

Hold both, 50/50
1.5Effective Funds

You would hold two tickers and get the diversification of 1.5. Two funds that shared nothing would score 2.0; two identical funds score 1.0.

Overlap
49.9%
FTIHX expense ratio
0.06%
SWISX expense ratio
0.06%

Top shared holdings

FTIHX and SWISX hold 685 of the same securities. The ten contributing most to the overlap figure:

Holdingin FTIHXin SWISXΔ
NL00102732151.3%2.6%1.3%
GB00054052860.7%1.5%0.7%
GB00098952920.7%1.4%0.7%
CH14990599830.7%1.3%0.7%
CH00120052670.6%1.3%0.6%
CASH2.7%0.6%2.1%
CH00388633500.6%1.2%0.6%
GB00BP6MXD840.6%1.2%0.6%
DE00072361010.5%1.0%0.5%
AU000000CBA70.5%1.0%0.5%

Where FTIHX and SWISX differ

Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.

SectorFTIHXSWISXΔ
Unclassified94.6%99.1%4.4pp
Cash and/or Derivatives2.7%0.6%+2.1pp
Financials1.3%0.0%+1.3pp
Consumer Staples0.4%0.0%+0.4pp
Industrials0.4%0.0%+0.4pp
Consumer Discretionary0.3%0.0%+0.3pp
Communication Services0.2%0.0%+0.2pp
Energy0.2%0.0%+0.2pp

Δ is FTIHX minus SWISX, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.

What each fund holds alone

Only in FTIHX
4,371 positions

48.4% of FTIHX by weight, held in no part of SWISX.

Only in SWISX
8 positions

0.6% of SWISX by weight, held in no part of FTIHX.

A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.

Concentration and cost

FTIHXSWISX
Top 10 holdings14.4%13.3%
Positions held5,057694
Cost per $10,000 held, per year$6$6

Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.

Frequently asked

How much do FTIHX and SWISX overlap?

FTIHX and SWISX overlap 49.9% by portfolio weight — moderate overlap. They share 685 holdings. The figure comes from current issuer holdings files (FTIHX as of 2026-04-30, SWISX as of 2026-04-30).

How is the overlap between FTIHX and SWISX calculated?

As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If FTIHX holds a stock at 6% and SWISX holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.

Is it redundant to hold both FTIHX and SWISX?

That depends on your goals — we state facts, not advice. At 49.9% overlap, each fund still contributes meaningfully distinct exposure.

What does FTIHX own that SWISX doesn't?

FTIHX holds 5,057 positions and SWISX holds 694; 4,371 of FTIHX's positions don't appear in SWISX at all, and they are 48.4% of FTIHX by weight.

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Sources: issuer holdings files, FTIHX as of 2026-04-30, SWISX as of 2026-04-30. Weights are fractions of each fund. Diagnostics, not advice.