FTIHX vs VCSH: 1% overlap
Fidelity Total International Index and Vanguard Short-Term Corporate Bond ETF share 1.1% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.
Different holding dates. These holdings were published about 2 months apart — FTIHX as of 2026-04-30, the rest through 2026-06-30. Each fund is compared using its most recent file, so any trading in between shows up as a difference.
You would hold two tickers and get the diversification of 2.0. Two funds that shared nothing would score 2.0; two identical funds score 1.0.
Top shared holdings
FTIHX and VCSH hold 1 of the same securities. The ten contributing most to the overlap figure:
| Holding | in FTIHX | in VCSH | Δ |
|---|---|---|---|
| CASH | 2.7% | 1.1% | 1.7% |
Where FTIHX and VCSH differ
Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.
| Sector | FTIHX | VCSH | Δ |
|---|---|---|---|
| Unclassified | 94.6% | 0.3% | +94.3pp |
| Corporate — industrial & other | 0.0% | 50.5% | −50.5pp |
| Financials | 1.3% | 40.5% | −39.2pp |
| Utilities | 0.1% | 7.3% | −7.2pp |
| Cash and/or Derivatives | 2.7% | 1.1% | +1.7pp |
| Consumer Staples | 0.4% | 0.0% | +0.4pp |
| Industrials | 0.4% | 0.0% | +0.4pp |
| Treasuries | 0.1% | 0.4% | −0.3pp |
Δ is FTIHX minus VCSH, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.
What each fund holds alone
97.7% of FTIHX by weight, held in no part of VCSH.
98.9% of VCSH by weight, held in no part of FTIHX.
A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.
Concentration and cost
| FTIHX | VCSH | |
|---|---|---|
| Top 10 holdings | 14.4% | 14.7% |
| Positions held | 5,057 | 933 |
| Cost per $10,000 held, per year | $6 | $3 |
Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.
Frequently asked
How much do FTIHX and VCSH overlap?
FTIHX and VCSH overlap 1.1% by portfolio weight — largely distinct portfolios. They share 1 holdings. The figure comes from current issuer holdings files (FTIHX as of 2026-04-30, VCSH as of 2026-06-30).
How is the overlap between FTIHX and VCSH calculated?
As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If FTIHX holds a stock at 6% and VCSH holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.
Is it redundant to hold both FTIHX and VCSH?
That depends on your goals — we state facts, not advice. At 1.1% overlap, each fund still contributes meaningfully distinct exposure.
What does FTIHX own that VCSH doesn't?
FTIHX holds 5,057 positions and VCSH holds 933; 5,055 of FTIHX's positions don't appear in VCSH at all, and they are 97.7% of FTIHX by weight.
You probably hold more than two funds
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Related comparisons
Sources: issuer holdings files, FTIHX as of 2026-04-30, VCSH as of 2026-06-30. Weights are fractions of each fund. Diagnostics, not advice.