FXAIX vs SMH: 14% overlap

Fidelity 500 Index and VanEck Semiconductor ETF share 14.5% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.

Different holding dates. These holdings were published 31 days apart — FXAIX as of 2026-02-28, the rest through 2026-03-31. Each fund is compared using its most recent file, so any trading in between shows up as a difference.

Hold both, 50/50
1.9Effective Funds

You would hold two tickers and get the diversification of 1.9. Two funds that shared nothing would score 2.0; two identical funds score 1.0.

Overlap
14.5%
FXAIX expense ratio
0.01%
SMH expense ratio
0.35%

Top shared holdings

FXAIX and SMH hold 19 of the same securities. The ten contributing most to the overlap figure:

Holdingin FXAIXin SMHΔ
NVDA7.3%19.6%12.3%
AVGO2.6%7.8%5.2%
MU0.8%4.2%3.4%
AMD0.6%4.7%4.1%
AMAT0.5%4.6%4.1%
LRCX0.5%4.6%4.1%
INTC0.3%4.3%4.0%
KLAC0.3%4.7%4.4%
TXN0.3%4.6%4.3%
ADI0.3%4.7%4.4%

Where FXAIX and SMH differ

Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.

SectorFXAIXSMHΔ
Information Technology31.8%92.8%61.0pp
Financials12.0%0.0%+12.0pp
Communication Services10.5%0.0%+10.5pp
Consumer Discretionary9.7%0.0%+9.7pp
Health Care9.6%0.0%+9.6pp
Industrials8.3%0.0%+8.3pp
Consumer Staples5.4%0.0%+5.4pp
Unclassified3.3%7.2%3.9pp

Δ is FXAIX minus SMH, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.

What each fund holds alone

Only in FXAIX
486 positions

85.7% of FXAIX by weight, held in no part of SMH.

Only in SMH
7 positions

21.4% of SMH by weight, held in no part of FXAIX.

A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.

Concentration and cost

FXAIXSMH
Top 10 holdings36.4%72.2%
Positions held50626
Cost per $10,000 held, per year$1$35

Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.

Frequently asked

How much do FXAIX and SMH overlap?

FXAIX and SMH overlap 14.5% by portfolio weight — largely distinct portfolios. They share 19 holdings. The figure comes from current issuer holdings files (FXAIX as of 2026-02-28, SMH as of 2026-03-31).

How is the overlap between FXAIX and SMH calculated?

As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If FXAIX holds a stock at 6% and SMH holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.

Is it redundant to hold both FXAIX and SMH?

That depends on your goals — we state facts, not advice. At 14.5% overlap, each fund still contributes meaningfully distinct exposure.

What does FXAIX own that SMH doesn't?

FXAIX holds 506 positions and SMH holds 26; 486 of FXAIX's positions don't appear in SMH at all, and they are 85.7% of FXAIX by weight.

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Related comparisons

Sources: issuer holdings files, FXAIX as of 2026-02-28, SMH as of 2026-03-31. Weights are fractions of each fund. Diagnostics, not advice.