FXAIX vs VXF: 0% overlap

Fidelity 500 Index and Vanguard Extended Market ETF share 0.4% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.

Different holding dates. These holdings were published about 4 months apart — FXAIX as of 2026-02-28, the rest through 2026-06-30. Each fund is compared using its most recent file, so any trading in between shows up as a difference.

Hold both, 50/50
2.0Effective Funds

You would hold two tickers and get the diversification of 2.0. Two funds that shared nothing would score 2.0; two identical funds score 1.0.

Overlap
0.4%
FXAIX expense ratio
0.01%
VXF expense ratio
0.05%

Top shared holdings

FXAIX and VXF hold 9 of the same securities. The ten contributing most to the overlap figure:

Holdingin FXAIXin VXFΔ
CASH0.3%3.8%3.5%
CAG0.0%0.1%0.1%
MOH0.0%0.1%0.1%
EPAM0.0%0.0%0.0%
MTCH0.0%0.1%0.1%
POOL0.0%0.1%0.1%
LW0.0%0.1%0.1%
PAYC0.0%0.1%0.0%
CPB0.0%0.0%0.0%

Where FXAIX and VXF differ

Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.

SectorFXAIXVXFΔ
Information Technology31.8%17.6%+14.2pp
Industrials8.3%19.8%11.5pp
Communication Services10.5%4.5%+6.1pp
Health Care9.6%13.2%3.6pp
Cash and/or Derivatives0.3%3.8%3.5pp
Real Estate2.0%4.8%2.8pp
Consumer Staples5.4%2.7%+2.6pp
Materials1.5%4.1%2.6pp

Δ is FXAIX minus VXF, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.

What each fund holds alone

Only in FXAIX
496 positions

99.8% of FXAIX by weight, held in no part of VXF.

Only in VXF
3,318 positions

95.6% of VXF by weight, held in no part of FXAIX.

A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.

Concentration and cost

FXAIXVXF
Top 10 holdings36.4%10.6%
Positions held5063,327
Cost per $10,000 held, per year$1$5

Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.

Frequently asked

How much do FXAIX and VXF overlap?

FXAIX and VXF overlap 0.4% by portfolio weight — largely distinct portfolios. They share 9 holdings. The figure comes from current issuer holdings files (FXAIX as of 2026-02-28, VXF as of 2026-06-30).

How is the overlap between FXAIX and VXF calculated?

As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If FXAIX holds a stock at 6% and VXF holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.

Is it redundant to hold both FXAIX and VXF?

That depends on your goals — we state facts, not advice. At 0.4% overlap, each fund still contributes meaningfully distinct exposure.

What does FXAIX own that VXF doesn't?

FXAIX holds 506 positions and VXF holds 3,327; 496 of FXAIX's positions don't appear in VXF at all, and they are 99.8% of FXAIX by weight.

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Related comparisons

Sources: issuer holdings files, FXAIX as of 2026-02-28, VXF as of 2026-06-30. Weights are fractions of each fund. Diagnostics, not advice.