IWD vs SCHG: 28% overlap

iShares Russell 1000 Value ETF and Schwab U.S. Large-Cap Growth ETF share 28.1% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.

Different holding dates. These holdings were published about 2 months apart — SCHG as of 2026-05-31, the rest through 2026-07-23. Each fund is compared using its most recent file, so any trading in between shows up as a difference.

Hold both, 50/50
1.7Effective Funds

You would hold two tickers and get the diversification of 1.7. Two funds that shared nothing would score 2.0; two identical funds score 1.0.

Overlap
28.1%
IWD expense ratio
0.19%
SCHG expense ratio
0.04%

Top shared holdings

IWD and SCHG hold 116 of the same securities. The ten contributing most to the overlap figure:

Holdingin IWDin SCHGΔ
AAPL5.9%9.8%3.9%
AMZN5.7%5.7%0.1%
MSFT3.9%7.2%3.3%
UNH1.1%1.2%0.1%
META0.7%3.5%2.8%
COST0.6%1.5%0.8%
TMO0.6%0.6%0.1%
DIS0.5%0.6%0.2%
BLK0.4%0.5%0.1%
CRM0.3%0.6%0.3%

Where IWD and SCHG differ

Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.

SectorIWDSCHGΔ
Information Technology18.0%46.1%28.1pp
Financials19.6%6.8%+12.8pp
Communication Services3.3%14.7%11.4pp
Consumer Staples7.4%1.7%+5.7pp
Energy6.1%0.7%+5.3pp
Industrials11.3%6.0%+5.3pp
Health Care12.7%8.3%+4.4pp
Utilities3.9%0.4%+3.5pp

Δ is IWD minus SCHG, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.

What each fund holds alone

Only in IWD
755 positions

71.7% of IWD by weight, held in no part of SCHG.

Only in SCHG
78 positions

55.1% of SCHG by weight, held in no part of IWD.

A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.

Concentration and cost

IWDSCHG
Top 10 holdings27.8%57.2%
Positions held872195
Cost per $10,000 held, per year$19$4

Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.

Frequently asked

How much do IWD and SCHG overlap?

IWD and SCHG overlap 28.1% by portfolio weight — moderate overlap. They share 116 holdings. The figure comes from current issuer holdings files (IWD as of 2026-07-23, SCHG as of 2026-05-31).

How is the overlap between IWD and SCHG calculated?

As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If IWD holds a stock at 6% and SCHG holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.

Is it redundant to hold both IWD and SCHG?

That depends on your goals — we state facts, not advice. At 28.1% overlap, each fund still contributes meaningfully distinct exposure.

What does IWD own that SCHG doesn't?

IWD holds 872 positions and SCHG holds 195; 755 of IWD's positions don't appear in SCHG at all, and they are 71.7% of IWD by weight.

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Related comparisons

Sources: issuer holdings files, IWD as of 2026-07-23, SCHG as of 2026-05-31. Weights are fractions of each fund. Diagnostics, not advice.