IWM vs SCHB: 4% overlap

iShares Russell 2000 ETF and Schwab U.S. Broad Market ETF share 3.6% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.

Different holding dates. These holdings were published about 2 months apart — SCHB as of 2026-05-31, the rest through 2026-07-23. Each fund is compared using its most recent file, so any trading in between shows up as a difference.

Hold both, 50/50
2.0Effective Funds

You would hold two tickers and get the diversification of 2.0. Two funds that shared nothing would score 2.0; two identical funds score 1.0.

Overlap
3.6%
IWM expense ratio
0.19%
SCHB expense ratio
0.03%

Top shared holdings

IWM and SCHB hold 1,289 of the same securities. The ten contributing most to the overlap figure:

Holdingin IWMin SCHBΔ
CASH0.2%0.2%0.0%
HUT0.4%0.0%0.4%
QBTS0.2%0.0%0.2%
VSAT0.3%0.0%0.3%
MOG-A0.4%0.0%0.4%
LUMN0.2%0.0%0.2%
CYTK0.3%0.0%0.3%
AGX0.3%0.0%0.3%
UMBF0.3%0.0%0.3%
PRAX0.3%0.0%0.2%

Where IWM and SCHB differ

Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.

SectorIWMSCHBΔ
Information Technology12.8%35.8%23.0pp
Health Care19.9%8.4%+11.4pp
Financials19.0%11.1%+7.9pp
Communication Services2.5%9.6%7.1pp
Industrials14.7%8.8%+5.9pp
Real Estate5.9%2.2%+3.8pp
Unclassified0.0%3.5%3.5pp
Energy6.1%3.2%+2.9pp

Δ is IWM minus SCHB, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.

What each fund holds alone

Only in IWM
677 positions

13.5% of IWM by weight, held in no part of SCHB.

Only in SCHB
1,117 positions

96.4% of SCHB by weight, held in no part of IWM.

A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.

Concentration and cost

IWMSCHB
Top 10 holdings3.3%34.9%
Positions held1,9672,407
Cost per $10,000 held, per year$19$3

Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.

Frequently asked

How much do IWM and SCHB overlap?

IWM and SCHB overlap 3.6% by portfolio weight — largely distinct portfolios. They share 1,289 holdings. The figure comes from current issuer holdings files (IWM as of 2026-07-23, SCHB as of 2026-05-31).

How is the overlap between IWM and SCHB calculated?

As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If IWM holds a stock at 6% and SCHB holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.

Is it redundant to hold both IWM and SCHB?

That depends on your goals — we state facts, not advice. At 3.6% overlap, each fund still contributes meaningfully distinct exposure.

What does IWM own that SCHB doesn't?

IWM holds 1,967 positions and SCHB holds 2,407; 677 of IWM's positions don't appear in SCHB at all, and they are 13.5% of IWM by weight.

You probably hold more than two funds

This page compares IWM and SCHB. Paste your whole portfolio — brokerage, 401(k), IRA — and see the overlap across every fund at once, plus what you actually own underneath them and your own Effective Funds number. Free, no account, nothing stored.

X-ray my portfolio — free →

Watch IWM vs SCHB

We re-read both funds’ published holdings every weeknight. Leave an address and we'll tell you when what's inside actually changes.

Not sending yet — email alerts are built but switched off, and you'll be among the first when they turn on. No spam, one-click unsubscribe.

Related comparisons

Sources: issuer holdings files, IWM as of 2026-07-23, SCHB as of 2026-05-31. Weights are fractions of each fund. Diagnostics, not advice.