JEPI vs RGAGX: 24% overlap

JPMorgan Equity Premium Income ETF and American Funds Growth Fund of America R6 share 23.8% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.

Different holding dates. These holdings were published 31 days apart — RGAGX as of 2026-02-28, the rest through 2026-03-31. Each fund is compared using its most recent file, so any trading in between shows up as a difference.

Hold both, 50/50
1.8Effective Funds

You would hold two tickers and get the diversification of 1.8. Two funds that shared nothing would score 2.0; two identical funds score 1.0.

Overlap
23.8%
JEPI expense ratio
0.35%
RGAGX expense ratio
0.30%

Top shared holdings

JEPI and RGAGX hold 58 of the same securities. The ten contributing most to the overlap figure:

Holdingin JEPIin RGAGXΔ
NVDA1.4%6.1%4.7%
AMZN1.4%2.9%1.5%
AAPL1.4%1.8%0.4%
GOOGL1.4%2.9%1.5%
AVGO1.3%4.3%3.0%
MSFT1.3%4.0%2.8%
VRTX1.2%2.1%0.8%
META1.2%4.2%3.1%
PM1.2%0.9%0.3%
MA1.4%0.9%0.5%

Where JEPI and RGAGX differ

Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.

SectorJEPIRGAGXΔ
Information Technology13.5%30.6%17.1pp
Unclassified19.6%7.6%+12.0pp
Communication Services5.2%13.2%8.1pp
Consumer Staples7.8%2.4%+5.4pp
Utilities5.4%0.5%+4.9pp
Consumer Discretionary10.2%12.7%2.5pp
Real Estate2.9%0.6%+2.3pp
Financials8.5%6.5%+1.9pp

Δ is JEPI minus RGAGX, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.

What each fund holds alone

Only in JEPI
62 positions

48.3% of JEPI by weight, held in no part of RGAGX.

Only in RGAGX
250 positions

53.0% of RGAGX by weight, held in no part of JEPI.

A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.

Concentration and cost

JEPIRGAGX
Top 10 holdings15.7%36.7%
Positions held120309
Cost per $10,000 held, per year$35$30

Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.

Frequently asked

How much do JEPI and RGAGX overlap?

JEPI and RGAGX overlap 23.8% by portfolio weight — moderate overlap. They share 58 holdings. The figure comes from current issuer holdings files (JEPI as of 2026-03-31, RGAGX as of 2026-02-28).

How is the overlap between JEPI and RGAGX calculated?

As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If JEPI holds a stock at 6% and RGAGX holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.

Is it redundant to hold both JEPI and RGAGX?

That depends on your goals — we state facts, not advice. At 23.8% overlap, each fund still contributes meaningfully distinct exposure.

What does JEPI own that RGAGX doesn't?

JEPI holds 120 positions and RGAGX holds 309; 62 of JEPI's positions don't appear in RGAGX at all, and they are 48.3% of JEPI by weight.

You probably hold more than two funds

This page compares JEPI and RGAGX. Paste your whole portfolio — brokerage, 401(k), IRA — and see the overlap across every fund at once, plus what you actually own underneath them and your own Effective Funds number. Free, no account, nothing stored.

X-ray my portfolio — free →

Watch JEPI vs RGAGX

We re-read both funds’ published holdings every weeknight. Leave an address and we'll tell you when what's inside actually changes.

Not sending yet — email alerts are built but switched off, and you'll be among the first when they turn on. No spam, one-click unsubscribe.

Related comparisons

Sources: issuer holdings files, JEPI as of 2026-03-31, RGAGX as of 2026-02-28. Weights are fractions of each fund. Diagnostics, not advice.