PRGFX vs SCHX: 46% overlap
T. Rowe Price Growth Stock and Schwab U.S. Large-Cap ETF share 46.0% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.
Different holding dates. These holdings were published about 2 months apart — PRGFX as of 2026-03-31, the rest through 2026-05-31. Each fund is compared using its most recent file, so any trading in between shows up as a difference.
You would hold two tickers and get the diversification of 1.5. Two funds that shared nothing would score 2.0; two identical funds score 1.0.
Top shared holdings
PRGFX and SCHX hold 56 of the same securities. The ten contributing most to the overlap figure:
| Holding | in PRGFX | in SCHX | Δ |
|---|---|---|---|
| NVDA | 13.8% | 7.5% | 6.3% |
| AAPL | 11.1% | 6.7% | 4.4% |
| MSFT | 9.1% | 4.9% | 4.2% |
| AMZN | 4.9% | 3.9% | 1.0% |
| GOOGL | 7.0% | 3.2% | 3.8% |
| AVGO | 5.1% | 3.1% | 2.0% |
| META | 3.9% | 2.0% | 1.8% |
| TSLA | 2.7% | 1.8% | 0.9% |
| LLY | 3.0% | 1.3% | 1.7% |
| AMD | 1.1% | 1.2% | 0.1% |
Where PRGFX and SCHX differ
Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.
| Sector | PRGFX | SCHX | Δ |
|---|---|---|---|
| Information Technology | 48.2% | 36.8% | +11.5pp |
| Financials | 5.1% | 10.9% | −5.9pp |
| Consumer Staples | 0.8% | 4.4% | −3.6pp |
| Cash & Other | 3.5% | 0.0% | +3.5pp |
| Energy | 0.0% | 3.2% | −3.2pp |
| Communication Services | 13.1% | 10.1% | +3.1pp |
| Industrials | 5.6% | 8.2% | −2.6pp |
| Unclassified | 5.9% | 3.4% | +2.5pp |
Δ is PRGFX minus SCHX, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.
What each fund holds alone
6.0% of PRGFX by weight, held in no part of SCHX.
53.4% of SCHX by weight, held in no part of PRGFX.
A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.
Concentration and cost
| PRGFX | SCHX | |
|---|---|---|
| Top 10 holdings | 62.8% | 37.3% |
| Positions held | 79 | 750 |
| Cost per $10,000 held, per year | $64 | $3 |
Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.
Frequently asked
How much do PRGFX and SCHX overlap?
PRGFX and SCHX overlap 46.0% by portfolio weight — moderate overlap. They share 56 holdings. The figure comes from current issuer holdings files (PRGFX as of 2026-03-31, SCHX as of 2026-05-31).
How is the overlap between PRGFX and SCHX calculated?
As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If PRGFX holds a stock at 6% and SCHX holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.
Is it redundant to hold both PRGFX and SCHX?
That depends on your goals — we state facts, not advice. At 46.0% overlap, each fund still contributes meaningfully distinct exposure.
What does PRGFX own that SCHX doesn't?
PRGFX holds 79 positions and SCHX holds 750; 22 of PRGFX's positions don't appear in SCHX at all, and they are 6.0% of PRGFX by weight.
You probably hold more than two funds
This page compares PRGFX and SCHX. Paste your whole portfolio — brokerage, 401(k), IRA — and see the overlap across every fund at once, plus what you actually own underneath them and your own Effective Funds number. Free, no account, nothing stored.
X-ray my portfolio — free →Watch PRGFX vs SCHX
We re-read both funds’ published holdings every weeknight. Leave an address and we'll tell you when what's inside actually changes.
Not sending yet — email alerts are built but switched off, and you'll be among the first when they turn on. No spam, one-click unsubscribe.
Related comparisons
Sources: issuer holdings files, PRGFX as of 2026-03-31, SCHX as of 2026-05-31. Weights are fractions of each fund. Diagnostics, not advice.