PRGFX vs SWISX: 1% overlap

T. Rowe Price Growth Stock and Schwab International Index share 0.8% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.

Different holding dates. These holdings were published 30 days apart — PRGFX as of 2026-03-31, the rest through 2026-04-30. Each fund is compared using its most recent file, so any trading in between shows up as a difference.

Hold both, 50/50
2.0Effective Funds

You would hold two tickers and get the diversification of 2.0. Two funds that shared nothing would score 2.0; two identical funds score 1.0.

Overlap
0.8%
PRGFX expense ratio
0.64%
SWISX expense ratio
0.06%

Top shared holdings

PRGFX and SWISX hold 4 of the same securities. The ten contributing most to the overlap figure:

Holdingin PRGFXin SWISXΔ
LU17787629110.9%0.3%0.6%
NL00115851460.3%0.2%0.1%
81141R1000.3%0.2%0.2%
NL00129691820.2%0.1%0.1%

Where PRGFX and SWISX differ

Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.

SectorPRGFXSWISXΔ
Unclassified5.9%99.1%93.2pp
Information Technology48.2%0.0%+48.2pp
Communication Services13.1%0.0%+13.1pp
Consumer Discretionary10.7%0.0%+10.7pp
Health Care6.5%0.0%+6.5pp
Industrials5.6%0.0%+5.6pp
Financials5.1%0.0%+5.1pp
Cash & Other3.5%0.0%+3.5pp

Δ is PRGFX minus SWISX, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.

What each fund holds alone

Only in PRGFX
74 positions

95.0% of PRGFX by weight, held in no part of SWISX.

Only in SWISX
689 positions

98.9% of SWISX by weight, held in no part of PRGFX.

A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.

Concentration and cost

PRGFXSWISX
Top 10 holdings62.8%13.3%
Positions held79694
Cost per $10,000 held, per year$64$6

Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.

Frequently asked

How much do PRGFX and SWISX overlap?

PRGFX and SWISX overlap 0.8% by portfolio weight — largely distinct portfolios. They share 4 holdings. The figure comes from current issuer holdings files (PRGFX as of 2026-03-31, SWISX as of 2026-04-30).

How is the overlap between PRGFX and SWISX calculated?

As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If PRGFX holds a stock at 6% and SWISX holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.

Is it redundant to hold both PRGFX and SWISX?

That depends on your goals — we state facts, not advice. At 0.8% overlap, each fund still contributes meaningfully distinct exposure.

What does PRGFX own that SWISX doesn't?

PRGFX holds 79 positions and SWISX holds 694; 74 of PRGFX's positions don't appear in SWISX at all, and they are 95.0% of PRGFX by weight.

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Related comparisons

Sources: issuer holdings files, PRGFX as of 2026-03-31, SWISX as of 2026-04-30. Weights are fractions of each fund. Diagnostics, not advice.