SCHF vs SWISX: 72% overlap

Schwab International Equity ETF and Schwab International Index share 71.9% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.

Different holding dates. These holdings were published 31 days apart — SWISX as of 2026-04-30, the rest through 2026-05-31. Each fund is compared using its most recent file, so any trading in between shows up as a difference.

Hold both, 50/50
1.3Effective Funds

You would hold two tickers and get the diversification of 1.3. Two funds that shared nothing would score 2.0; two identical funds score 1.0.

Overlap
71.9%
SCHF expense ratio
0.06%
SWISX expense ratio
0.06%

Top shared holdings

SCHF and SWISX hold 675 of the same securities. The ten contributing most to the overlap figure:

Holdingin SCHFin SWISXΔ
NL00102732152.1%2.6%0.5%
GB00054052861.1%1.5%0.4%
CH14990599831.0%1.3%0.3%
CH00120052671.0%1.3%0.3%
GB00098952920.9%1.4%0.4%
CH00388633500.9%1.2%0.3%
GB00BP6MXD840.8%1.2%0.4%
DE00072361010.8%1.0%0.3%
AU000000BHP40.7%0.9%0.2%
JP39029000040.7%0.9%0.2%

Where SCHF and SWISX differ

Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.

SectorSCHFSWISXΔ
Unclassified95.9%99.1%3.2pp
Financials1.9%0.0%+1.9pp
Consumer Staples0.5%0.0%+0.5pp
Industrials0.3%0.0%+0.3pp
Energy0.2%0.0%+0.2pp
Consumer Discretionary0.2%0.0%+0.2pp
Communication Services0.2%0.0%+0.2pp
Supranational0.1%0.0%+0.1pp

Δ is SCHF minus SWISX, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.

What each fund holds alone

Only in SCHF
801 positions

27.7% of SCHF by weight, held in no part of SWISX.

Only in SWISX
18 positions

1.4% of SWISX by weight, held in no part of SCHF.

A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.

Concentration and cost

SCHFSWISX
Top 10 holdings14.8%13.3%
Positions held1,477694
Cost per $10,000 held, per year$6$6

Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.

Frequently asked

How much do SCHF and SWISX overlap?

SCHF and SWISX overlap 71.9% by portfolio weight — substantial duplication if you hold both. They share 675 holdings. The figure comes from current issuer holdings files (SCHF as of 2026-05-31, SWISX as of 2026-04-30).

How is the overlap between SCHF and SWISX calculated?

As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If SCHF holds a stock at 6% and SWISX holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.

Is it redundant to hold both SCHF and SWISX?

That depends on your goals — we state facts, not advice. At 71.9% overlap, most of what one fund holds, the other holds too. Expense ratios: SCHF 0.06% versus SWISX 0.06%.

What does SCHF own that SWISX doesn't?

SCHF holds 1,477 positions and SWISX holds 694; 801 of SCHF's positions don't appear in SWISX at all, and they are 27.7% of SCHF by weight.

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Related comparisons

Sources: issuer holdings files, SCHF as of 2026-05-31, SWISX as of 2026-04-30. Weights are fractions of each fund. Diagnostics, not advice.