SCHG vs SMH: 20% overlap

Schwab U.S. Large-Cap Growth ETF and VanEck Semiconductor ETF share 20.5% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.

Different holding dates. These holdings were published about 2 months apart — SMH as of 2026-03-31, the rest through 2026-05-31. Each fund is compared using its most recent file, so any trading in between shows up as a difference.

Hold both, 50/50
1.8Effective Funds

You would hold two tickers and get the diversification of 1.8. Two funds that shared nothing would score 2.0; two identical funds score 1.0.

Overlap
20.5%
SCHG expense ratio
0.04%
SMH expense ratio
0.35%

Top shared holdings

SCHG and SMH hold 8 of the same securities. The ten contributing most to the overlap figure:

Holdingin SCHGin SMHΔ
NVDA11.0%19.6%8.6%
AVGO4.5%7.8%3.2%
AMD2.9%4.7%1.7%
KLAC0.9%4.7%3.9%
CDNS0.4%2.4%2.1%
SNPS0.3%2.5%2.2%
MPWR0.3%1.2%1.0%
ALAB0.2%0.4%0.3%

Where SCHG and SMH differ

Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.

SectorSCHGSMHΔ
Information Technology46.1%92.8%46.7pp
Communication Services14.7%0.0%+14.7pp
Consumer Discretionary12.1%0.0%+12.1pp
Health Care8.3%0.0%+8.3pp
Financials6.8%0.0%+6.8pp
Industrials6.0%0.0%+6.0pp
Unclassified1.9%7.2%5.3pp
Consumer Staples1.7%0.0%+1.7pp

Δ is SCHG minus SMH, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.

What each fund holds alone

Only in SCHG
186 positions

79.5% of SCHG by weight, held in no part of SMH.

Only in SMH
18 positions

56.5% of SMH by weight, held in no part of SCHG.

A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.

Concentration and cost

SCHGSMH
Top 10 holdings57.2%72.2%
Positions held19526
Cost per $10,000 held, per year$4$35

Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.

Frequently asked

How much do SCHG and SMH overlap?

SCHG and SMH overlap 20.5% by portfolio weight — moderate overlap. They share 8 holdings. The figure comes from current issuer holdings files (SCHG as of 2026-05-31, SMH as of 2026-03-31).

How is the overlap between SCHG and SMH calculated?

As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If SCHG holds a stock at 6% and SMH holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.

Is it redundant to hold both SCHG and SMH?

That depends on your goals — we state facts, not advice. At 20.5% overlap, each fund still contributes meaningfully distinct exposure.

What does SCHG own that SMH doesn't?

SCHG holds 195 positions and SMH holds 26; 186 of SCHG's positions don't appear in SMH at all, and they are 79.5% of SCHG by weight.

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Related comparisons

Sources: issuer holdings files, SCHG as of 2026-05-31, SMH as of 2026-03-31. Weights are fractions of each fund. Diagnostics, not advice.