TRRIX vs VV: 0% overlap
T. Rowe Price Retirement Balanced and Vanguard Large-Cap ETF share 0.0% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.
Different holding dates. These holdings were published about 4 months apart — TRRIX as of 2026-02-28, the rest through 2026-06-30. Each fund is compared using its most recent file, so any trading in between shows up as a difference.
You would hold two tickers and get the diversification of 2.0. Two funds that shared nothing would score 2.0; two identical funds score 1.0.
Top shared holdings
TRRIX and VV hold 0 of the same securities. The ten contributing most to the overlap figure:
| Holding | in TRRIX | in VV | Δ |
|---|
Where TRRIX and VV differ
Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.
| Sector | TRRIX | VV | Δ |
|---|---|---|---|
| Unclassified | 100.0% | 0.1% | +99.9pp |
| Information Technology | 0.0% | 38.1% | −38.1pp |
| Financials | 0.0% | 11.6% | −11.6pp |
| Communication Services | 0.0% | 10.0% | −10.0pp |
| Consumer Discretionary | 0.0% | 9.1% | −9.1pp |
| Industrials | 0.0% | 9.0% | −9.0pp |
| Health Care | 0.0% | 8.9% | −8.9pp |
| Consumer Staples | 0.0% | 4.5% | −4.5pp |
Δ is TRRIX minus VV, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.
What each fund holds alone
100.0% of TRRIX by weight, held in no part of VV.
100.0% of VV by weight, held in no part of TRRIX.
A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.
Concentration and cost
| TRRIX | VV | |
|---|---|---|
| Top 10 holdings | 71.7% | 36.6% |
| Positions held | 26 | 434 |
| Cost per $10,000 held, per year | $51 | $3 |
Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.
Frequently asked
How much do TRRIX and VV overlap?
TRRIX and VV overlap 0.0% by portfolio weight — largely distinct portfolios. They share 0 holdings. The figure comes from current issuer holdings files (TRRIX as of 2026-02-28, VV as of 2026-06-30).
How is the overlap between TRRIX and VV calculated?
As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If TRRIX holds a stock at 6% and VV holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.
Is it redundant to hold both TRRIX and VV?
That depends on your goals — we state facts, not advice. At 0.0% overlap, each fund still contributes meaningfully distinct exposure.
What does TRRIX own that VV doesn't?
TRRIX holds 26 positions and VV holds 434; 26 of TRRIX's positions don't appear in VV at all, and they are 100.0% of TRRIX by weight.
You probably hold more than two funds
This page compares TRRIX and VV. Paste your whole portfolio — brokerage, 401(k), IRA — and see the overlap across every fund at once, plus what you actually own underneath them and your own Effective Funds number. Free, no account, nothing stored.
X-ray my portfolio — free →Watch TRRIX vs VV
We re-read both funds’ published holdings every weeknight. Leave an address and we'll tell you when what's inside actually changes.
Not sending yet — email alerts are built but switched off, and you'll be among the first when they turn on. No spam, one-click unsubscribe.
Related comparisons
Sources: issuer holdings files, TRRIX as of 2026-02-28, VV as of 2026-06-30. Weights are fractions of each fund. Diagnostics, not advice.