TSPC vs TSPF vs TSPS: 3.0 Effective Funds

Held in equal weight, TSPC, TSPF, TSPS behave like 3.0 genuinely separate funds — they hold almost nothing in common. Every figure below is computed from the funds' current published holdings.

Hold all three, equally weighted
3.0Effective Funds

Three tickers, and the diversification of 3.0. Three funds sharing nothing would score 3.0; three identical funds score 1.0.

How the three compare

FundPositionsExpense ratioPer $10,000/yrAs of
TSPC5050.05%$52026-06-30
TSPF1,8640.05%$52026-07-23
TSPS3,3270.05%$52026-06-30

Where the duplication is

The combined figure above hides which pair is responsible. Each row is the overlap between two of the three, computed as Σ min(wA, wB).

The most duplicated pair is TSPF and TSPS at 2.7%.

Held by all three

The positions that appear in TSPC, TSPF, TSPS together — 0.2% of a portfolio split equally between them, by the same min-sum rule.

HoldingSmallest of the three weights
CASH0.22%

Frequently asked

How much do TSPC, TSPF, TSPS overlap?

Held in equal weight, TSPC, TSPF, TSPS behave like 3.0 genuinely separate funds — they hold almost nothing in common. TSPC and TSPF overlap 0.2%; TSPC and TSPS overlap 0.2%; TSPF and TSPS overlap 2.7%. Each figure is the sum of the smaller weight in each fund over every holding both own.

Which two of TSPC, TSPF, TSPS are most alike?

TSPF and TSPS, at 2.7% by weight. That pair contributes most of the duplication in the combined figure above.

What does "3.0 Effective Funds" mean?

It is the number of genuinely independent funds this combination behaves like. Three funds sharing no holdings would score 3.0; three identical funds score 1.0. It is computed from the pairwise overlaps above, weighting each fund equally, and it is a measurement rather than a target — what counts as enough depends on what you were trying to do.

These are three funds. How many do you actually hold?

This page assumes an equal split between TSPC, TSPF, TSPS. Paste your real holdings — every account, in the proportions you actually own them — for your own Effective Funds number, the companies underneath, and what else is duplicated. Free, no account, nothing stored.

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Sources: issuer holdings files, TSPC as of 2026-06-30, TSPF as of 2026-07-23, TSPS as of 2026-06-30. Weights are fractions of each fund. Diagnostics, not advice.