VB vs VCIT: 0% overlap

Vanguard Small-Cap ETF and Vanguard Intermediate-Term Corporate Bond ETF share 0.1% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.

Hold both, 50/50
2.0Effective Funds

You would hold two tickers and get the diversification of 2.0. Two funds that shared nothing would score 2.0; two identical funds score 1.0.

Overlap
0.1%
VB expense ratio
0.03%
VCIT expense ratio
0.03%

Top shared holdings

VB and VCIT hold 1 of the same securities. The ten contributing most to the overlap figure:

Holdingin VBin VCITΔ
CASH1.7%0.1%1.6%

Where VB and VCIT differ

Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.

SectorVBVCITΔ
Corporate — industrial & other0.0%52.7%52.7pp
Financials12.7%36.8%24.0pp
Industrials21.0%0.0%+21.0pp
Information Technology16.1%0.0%+16.1pp
Health Care11.9%0.0%+11.9pp
Consumer Discretionary9.9%0.0%+9.9pp
Real Estate7.1%0.0%+7.1pp
Utilities3.3%10.0%6.7pp

Δ is VB minus VCIT, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.

What each fund holds alone

Only in VB
1,307 positions

98.3% of VB by weight, held in no part of VCIT.

Only in VCIT
823 positions

99.9% of VCIT by weight, held in no part of VB.

A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.

Concentration and cost

VBVCIT
Top 10 holdings5.6%16.6%
Positions held1,308824
Cost per $10,000 held, per year$3$3

Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.

Frequently asked

How much do VB and VCIT overlap?

VB and VCIT overlap 0.1% by portfolio weight — largely distinct portfolios. They share 1 holdings. The figure comes from current issuer holdings files (VB as of 2026-06-30, VCIT as of 2026-06-30).

How is the overlap between VB and VCIT calculated?

As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If VB holds a stock at 6% and VCIT holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.

Is it redundant to hold both VB and VCIT?

That depends on your goals — we state facts, not advice. At 0.1% overlap, each fund still contributes meaningfully distinct exposure.

What does VB own that VCIT doesn't?

VB holds 1,308 positions and VCIT holds 824; 1,307 of VB's positions don't appear in VCIT at all, and they are 98.3% of VB by weight.

You probably hold more than two funds

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Related comparisons

Sources: issuer holdings files, VB as of 2026-06-30, VCIT as of 2026-06-30. Weights are fractions of each fund. Diagnostics, not advice.