VFIFX vs VOOV: 29% overlap
Vanguard Target Retirement 2050 and Vanguard S&P 500 Value ETF share 28.8% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.
Different holding dates. These holdings were published about 3 months apart — VFIFX as of 2026-03-31, the rest through 2026-06-30. Each fund is compared using its most recent file, so any trading in between shows up as a difference.
You would hold two tickers and get the diversification of 1.7. Two funds that shared nothing would score 2.0; two identical funds score 1.0.
Top shared holdings
VFIFX and VOOV hold 436 of the same securities. The ten contributing most to the overlap figure:
| Holding | in VFIFX | in VOOV | Δ |
|---|---|---|---|
| AAPL | 3.1% | 7.3% | 4.3% |
| AMZN | 1.7% | 3.8% | 2.1% |
| TSLA | 0.9% | 1.6% | 0.7% |
| JPM | 0.6% | 0.9% | 0.3% |
| CASH | 1.9% | 0.5% | 1.4% |
| JNJ | 0.4% | 0.9% | 0.4% |
| XOM | 0.4% | 2.0% | 1.5% |
| INTC | 0.4% | 2.3% | 1.9% |
| V | 0.4% | 0.9% | 0.5% |
| WMT | 0.4% | 1.7% | 1.4% |
Where VFIFX and VOOV differ
Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.
| Sector | VFIFX | VOOV | Δ |
|---|---|---|---|
| Unclassified | 6.3% | 0.0% | +6.3pp |
| Information Technology | 26.1% | 20.5% | +5.6pp |
| Health Care | 6.9% | 12.2% | −5.3pp |
| Consumer Staples | 4.0% | 8.8% | −4.8pp |
| Energy | 2.8% | 6.6% | −3.9pp |
| Treasuries | 3.6% | 0.0% | +3.6pp |
| Communication Services | 5.9% | 2.9% | +3.0pp |
| Consumer Discretionary | 7.5% | 10.3% | −2.8pp |
Δ is VFIFX minus VOOV, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.
What each fund holds alone
69.6% of VFIFX by weight, held in no part of VOOV.
0.3% of VOOV by weight, held in no part of VFIFX.
A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.
Concentration and cost
| VFIFX | VOOV | |
|---|---|---|
| Top 10 holdings | 19.3% | 23.8% |
| Positions held | 6 | 438 |
| Cost per $10,000 held, per year | $8 | $7 |
Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.
Frequently asked
How much do VFIFX and VOOV overlap?
VFIFX and VOOV overlap 28.8% by portfolio weight — moderate overlap. They share 436 holdings. The figure comes from current issuer holdings files (VFIFX as of 2026-03-31, VOOV as of 2026-06-30).
How is the overlap between VFIFX and VOOV calculated?
As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If VFIFX holds a stock at 6% and VOOV holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.
Is it redundant to hold both VFIFX and VOOV?
That depends on your goals — we state facts, not advice. At 28.8% overlap, each fund still contributes meaningfully distinct exposure.
What does VFIFX own that VOOV doesn't?
VFIFX holds 6 positions and VOOV holds 438; 16,246 of VFIFX's positions don't appear in VOOV at all, and they are 69.6% of VFIFX by weight.
You probably hold more than two funds
This page compares VFIFX and VOOV. Paste your whole portfolio — brokerage, 401(k), IRA — and see the overlap across every fund at once, plus what you actually own underneath them and your own Effective Funds number. Free, no account, nothing stored.
X-ray my portfolio — free →Watch VFIFX vs VOOV
We re-read both funds’ published holdings every weeknight. Leave an address and we'll tell you when what's inside actually changes.
Not sending yet — email alerts are built but switched off, and you'll be among the first when they turn on. No spam, one-click unsubscribe.
Related comparisons
Sources: issuer holdings files, VFIFX as of 2026-03-31, VOOV as of 2026-06-30. Weights are fractions of each fund. Diagnostics, not advice.