VIG vs XLE: 3% overlap

Vanguard Dividend Appreciation ETF and Energy Select Sector SPDR Fund share 3.0% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.

Hold both, 50/50
2.0Effective Funds

You would hold two tickers and get the diversification of 2.0. Two funds that shared nothing would score 2.0; two identical funds score 1.0.

Overlap
3.0%
VIG expense ratio
0.04%
XLE expense ratio
0.08%

Top shared holdings

VIG and XLE hold 4 of the same securities. The ten contributing most to the overlap figure:

Holdingin VIGin XLEΔ
XOM2.5%20.8%18.4%
PSX0.3%4.8%4.5%
CASH0.6%0.1%0.5%
TPL0.1%1.5%1.4%

Where VIG and XLE differ

Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.

SectorVIGXLEΔ
Energy3.0%99.8%96.9pp
Information Technology26.3%0.0%+26.3pp
Financials20.2%0.0%+20.2pp
Health Care17.7%0.0%+17.7pp
Industrials12.2%0.0%+12.2pp
Consumer Staples9.3%0.0%+9.3pp
Consumer Discretionary4.3%0.0%+4.3pp
Materials3.4%0.0%+3.4pp

Δ is VIG minus XLE, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.

What each fund holds alone

Only in VIG
329 positions

96.5% of VIG by weight, held in no part of XLE.

Only in XLE
18 positions

72.6% of XLE by weight, held in no part of VIG.

A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.

Concentration and cost

VIGXLE
Top 10 holdings31.9%73.1%
Positions held33323
Cost per $10,000 held, per year$4$8

Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.

Frequently asked

How much do VIG and XLE overlap?

VIG and XLE overlap 3.0% by portfolio weight — largely distinct portfolios. They share 4 holdings. The figure comes from current issuer holdings files (VIG as of 2026-06-30, XLE as of 2026-07-23).

How is the overlap between VIG and XLE calculated?

As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If VIG holds a stock at 6% and XLE holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.

Is it redundant to hold both VIG and XLE?

That depends on your goals — we state facts, not advice. At 3.0% overlap, each fund still contributes meaningfully distinct exposure.

What does VIG own that XLE doesn't?

VIG holds 333 positions and XLE holds 23; 329 of VIG's positions don't appear in XLE at all, and they are 96.5% of VIG by weight.

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Related comparisons

Sources: issuer holdings files, VIG as of 2026-06-30, XLE as of 2026-07-23. Weights are fractions of each fund. Diagnostics, not advice.