VOO vs VXF vs VXUS: 3.0 Effective Funds
Held in equal weight, VOO, VXF, VXUS behave like 3.0 genuinely separate funds — they hold almost nothing in common. Every figure below is computed from the funds' current published holdings.
Three tickers, and the diversification of 3.0. Three funds sharing nothing would score 3.0; three identical funds score 1.0.
How the three compare
Where the duplication is
The combined figure above hides which pair is responsible. Each row is the overlap between two of the three, computed as Σ min(wA, wB).
| Pair | Overlap | |
|---|---|---|
| VOO vs VXF | 0.2% | |
| VOO vs VXUS | 1.0% | |
| VXF vs VXUS | 4.5% |
The most duplicated pair is VXF and VXUS at 4.5%.
Held by all three
The positions that appear in VOO, VXF, VXUS together — 0.2% of a portfolio split equally between them, by the same min-sum rule.
| Holding | Smallest of the three weights |
|---|---|
| CASH | 0.22% |
Frequently asked
How much do VOO, VXF, VXUS overlap?
Held in equal weight, VOO, VXF, VXUS behave like 3.0 genuinely separate funds — they hold almost nothing in common. VOO and VXF overlap 0.2%; VOO and VXUS overlap 1.0%; VXF and VXUS overlap 4.5%. Each figure is the sum of the smaller weight in each fund over every holding both own.
Which two of VOO, VXF, VXUS are most alike?
VXF and VXUS, at 4.5% by weight. That pair contributes most of the duplication in the combined figure above.
What does "3.0 Effective Funds" mean?
It is the number of genuinely independent funds this combination behaves like. Three funds sharing no holdings would score 3.0; three identical funds score 1.0. It is computed from the pairwise overlaps above, weighting each fund equally, and it is a measurement rather than a target — what counts as enough depends on what you were trying to do.
These are three funds. How many do you actually hold?
This page assumes an equal split between VOO, VXF, VXUS. Paste your real holdings — every account, in the proportions you actually own them — for your own Effective Funds number, the companies underneath, and what else is duplicated. Free, no account, nothing stored.
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Sources: issuer holdings files, VOO as of 2026-06-30, VXF as of 2026-06-30, VXUS as of 2026-06-30. Weights are fractions of each fund. Diagnostics, not advice.