VOOG vs VTIVX: 29% overlap
Vanguard S&P 500 Growth ETF and Vanguard Target Retirement 2045 share 28.7% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.
Different holding dates. These holdings were published about 3 months apart — VTIVX as of 2026-03-31, the rest through 2026-06-30. Each fund is compared using its most recent file, so any trading in between shows up as a difference.
You would hold two tickers and get the diversification of 1.7. Two funds that shared nothing would score 2.0; two identical funds score 1.0.
Top shared holdings
VOOG and VTIVX hold 148 of the same securities. The ten contributing most to the overlap figure:
| Holding | in VOOG | in VTIVX | Δ |
|---|---|---|---|
| NVDA | 13.7% | 3.0% | 10.6% |
| AAPL | 6.0% | 2.8% | 3.2% |
| MSFT | 7.8% | 1.8% | 6.0% |
| AMZN | 3.5% | 1.5% | 2.0% |
| GOOGL | 5.9% | 1.4% | 4.5% |
| AVGO | 5.0% | 1.2% | 3.9% |
| GOOG | 4.7% | 1.1% | 3.6% |
| MU | 3.7% | 0.9% | 2.8% |
| META | 3.5% | 0.8% | 2.7% |
| TSLA | 2.1% | 0.8% | 1.3% |
Where VOOG and VTIVX differ
Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.
| Sector | VOOG | VTIVX | Δ |
|---|---|---|---|
| Information Technology | 52.2% | 23.8% | +28.4pp |
| Communication Services | 15.2% | 5.4% | +9.8pp |
| Unclassified | 0.0% | 8.0% | −8.0pp |
| Treasuries | 0.0% | 6.2% | −6.2pp |
| Financials | 8.5% | 13.3% | −4.8pp |
| Industrials | 6.9% | 9.6% | −2.7pp |
| MBS Pass-Through | 0.0% | 2.6% | −2.6pp |
| Consumer Staples | 1.1% | 3.7% | −2.6pp |
Δ is VOOG minus VTIVX, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.
What each fund holds alone
0.0% of VOOG by weight, held in no part of VTIVX.
69.5% of VTIVX by weight, held in no part of VOOG.
A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.
Concentration and cost
| VOOG | VTIVX | |
|---|---|---|
| Top 10 holdings | 56.4% | 21.4% |
| Positions held | 148 | 6 |
| Cost per $10,000 held, per year | $7 | $8 |
Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.
Frequently asked
How much do VOOG and VTIVX overlap?
VOOG and VTIVX overlap 28.7% by portfolio weight — moderate overlap. They share 148 holdings. The figure comes from current issuer holdings files (VOOG as of 2026-06-30, VTIVX as of 2026-03-31).
How is the overlap between VOOG and VTIVX calculated?
As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If VOOG holds a stock at 6% and VTIVX holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.
Is it redundant to hold both VOOG and VTIVX?
That depends on your goals — we state facts, not advice. At 28.7% overlap, each fund still contributes meaningfully distinct exposure.
What does VOOG own that VTIVX doesn't?
VOOG holds 148 positions and VTIVX holds 6; 0 of VOOG's positions don't appear in VTIVX at all, and they are 0.0% of VOOG by weight.
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Related comparisons
Sources: issuer holdings files, VOOG as of 2026-06-30, VTIVX as of 2026-03-31. Weights are fractions of each fund. Diagnostics, not advice.