VOOG vs VTTSX: 32% overlap

Vanguard S&P 500 Growth ETF and Vanguard Target Retirement 2060 share 31.5% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.

Different holding dates. These holdings were published about 3 months apart — VTTSX as of 2026-03-31, the rest through 2026-06-30. Each fund is compared using its most recent file, so any trading in between shows up as a difference.

Hold both, 50/50
1.7Effective Funds

You would hold two tickers and get the diversification of 1.7. Two funds that shared nothing would score 2.0; two identical funds score 1.0.

Overlap
31.5%
VOOG expense ratio
0.07%
VTTSX expense ratio
0.08%

Top shared holdings

VOOG and VTTSX hold 148 of the same securities. The ten contributing most to the overlap figure:

Holdingin VOOGin VTTSXΔ
NVDA13.7%3.3%10.3%
AAPL6.0%3.1%2.9%
MSFT7.8%2.0%5.8%
AMZN3.5%1.7%1.8%
GOOGL5.9%1.5%4.4%
AVGO5.0%1.3%3.7%
GOOG4.7%1.2%3.5%
MU3.7%0.9%2.7%
META3.5%0.9%2.6%
TSLA2.1%0.9%1.2%

Where VOOG and VTTSX differ

Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.

SectorVOOGVTTSXΔ
Information Technology52.2%26.3%+26.0pp
Communication Services15.2%6.0%+9.2pp
Unclassified0.0%6.1%6.1pp
Financials8.5%14.1%5.6pp
Industrials6.9%10.6%3.7pp
Treasuries0.0%3.3%3.3pp
Consumer Staples1.1%4.1%3.0pp
Energy0.0%2.8%2.8pp

Δ is VOOG minus VTTSX, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.

What each fund holds alone

Only in VOOG
0 positions

0.0% of VOOG by weight, held in no part of VTTSX.

Only in VTTSX
16,534 positions

66.7% of VTTSX by weight, held in no part of VOOG.

A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.

Concentration and cost

VOOGVTTSX
Top 10 holdings56.4%19.3%
Positions held1486
Cost per $10,000 held, per year$7$8

Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.

Frequently asked

How much do VOOG and VTTSX overlap?

VOOG and VTTSX overlap 31.5% by portfolio weight — moderate overlap. They share 148 holdings. The figure comes from current issuer holdings files (VOOG as of 2026-06-30, VTTSX as of 2026-03-31).

How is the overlap between VOOG and VTTSX calculated?

As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If VOOG holds a stock at 6% and VTTSX holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.

Is it redundant to hold both VOOG and VTTSX?

That depends on your goals — we state facts, not advice. At 31.5% overlap, each fund still contributes meaningfully distinct exposure.

What does VOOG own that VTTSX doesn't?

VOOG holds 148 positions and VTTSX holds 6; 0 of VOOG's positions don't appear in VTTSX at all, and they are 0.0% of VOOG by weight.

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Related comparisons

Sources: issuer holdings files, VOOG as of 2026-06-30, VTTSX as of 2026-03-31. Weights are fractions of each fund. Diagnostics, not advice.