VOOG vs XLK: 52% overlap

Vanguard S&P 500 Growth ETF and Technology Select Sector SPDR Fund share 52.3% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.

Hold both, 50/50
1.5Effective Funds

You would hold two tickers and get the diversification of 1.5. Two funds that shared nothing would score 2.0; two identical funds score 1.0.

Overlap
52.3%
VOOG expense ratio
0.07%
XLK expense ratio
0.08%

Top shared holdings

VOOG and XLK hold 41 of the same securities. The ten contributing most to the overlap figure:

Holdingin VOOGin XLKΔ
NVDA13.7%14.1%0.4%
MSFT7.8%7.9%0.1%
AAPL6.0%13.2%7.2%
AVGO5.0%5.2%0.1%
MU3.7%4.3%0.6%
AMD2.7%4.7%2.0%
AMAT1.6%3.0%1.4%
LRCX1.5%2.7%1.2%
KLAC1.1%1.9%0.8%
SNDK0.9%1.6%0.7%

Where VOOG and XLK differ

Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.

SectorVOOGXLKΔ
Information Technology52.2%99.9%47.7pp
Communication Services15.2%0.0%+15.2pp
Financials8.5%0.0%+8.5pp
Consumer Discretionary8.5%0.0%+8.5pp
Industrials6.9%0.0%+6.9pp
Health Care6.2%0.0%+6.2pp
Consumer Staples1.1%0.0%+1.1pp
Real Estate0.6%0.0%+0.6pp

Δ is VOOG minus XLK, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.

What each fund holds alone

Only in VOOG
107 positions

47.6% of VOOG by weight, held in no part of XLK.

Only in XLK
34 positions

16.8% of XLK by weight, held in no part of VOOG.

A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.

Concentration and cost

VOOGXLK
Top 10 holdings56.4%61.3%
Positions held14876
Cost per $10,000 held, per year$7$8

Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.

Frequently asked

How much do VOOG and XLK overlap?

VOOG and XLK overlap 52.3% by portfolio weight — substantial duplication if you hold both. They share 41 holdings. The figure comes from current issuer holdings files (VOOG as of 2026-06-30, XLK as of 2026-07-23).

How is the overlap between VOOG and XLK calculated?

As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If VOOG holds a stock at 6% and XLK holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.

Is it redundant to hold both VOOG and XLK?

That depends on your goals — we state facts, not advice. At 52.3% overlap, each fund still contributes meaningfully distinct exposure.

What does VOOG own that XLK doesn't?

VOOG holds 148 positions and XLK holds 76; 107 of VOOG's positions don't appear in XLK at all, and they are 47.6% of VOOG by weight.

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Sources: issuer holdings files, VOOG as of 2026-06-30, XLK as of 2026-07-23. Weights are fractions of each fund. Diagnostics, not advice.