VT vs VTTSX: 88% overlap
Vanguard Total World Stock ETF and Vanguard Target Retirement 2060 share 87.9% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.
Different holding dates. These holdings were published about 3 months apart — VTTSX as of 2026-03-31, the rest through 2026-06-30. Each fund is compared using its most recent file, so any trading in between shows up as a difference.
You would hold two tickers and get the diversification of 1.1. Two funds that shared nothing would score 2.0; two identical funds score 1.0.
Top shared holdings
VT and VTTSX hold 9,494 of the same securities. The ten contributing most to the overlap figure:
| Holding | in VT | in VTTSX | Δ |
|---|---|---|---|
| NVDA | 4.0% | 3.3% | 0.7% |
| AAPL | 3.6% | 3.1% | 0.5% |
| MSFT | 2.4% | 2.0% | 0.4% |
| AMZN | 2.0% | 1.7% | 0.3% |
| 2330 | 1.6% | 1.6% | 0.1% |
| GOOGL | 1.8% | 1.5% | 0.3% |
| AVGO | 1.5% | 1.3% | 0.2% |
| GOOG | 1.4% | 1.2% | 0.2% |
| CASH | 1.0% | 2.0% | 1.0% |
| MU | 1.1% | 0.9% | 0.2% |
Where VT and VTTSX differ
Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.
| Sector | VT | VTTSX | Δ |
|---|---|---|---|
| Information Technology | 30.1% | 26.3% | +3.8pp |
| Treasuries | 0.0% | 3.3% | −3.3pp |
| Unclassified | 3.8% | 6.1% | −2.4pp |
| MBS Pass-Through | 0.0% | 1.4% | −1.4pp |
| Corporate — industrial & other | 0.0% | 1.1% | −1.1pp |
| Consumer Discretionary | 8.6% | 7.6% | +1.0pp |
| Communication Services | 7.0% | 6.0% | +1.0pp |
| Cash and/or Derivatives | 1.0% | 2.0% | −1.0pp |
Δ is VT minus VTTSX, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.
What each fund holds alone
0.6% of VT by weight, held in no part of VTTSX.
10.4% of VTTSX by weight, held in no part of VT.
A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.
Concentration and cost
| VT | VTTSX | |
|---|---|---|
| Top 10 holdings | 20.5% | 19.3% |
| Positions held | 9,600 | 6 |
| Cost per $10,000 held, per year | $6 | $8 |
Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.
Frequently asked
How much do VT and VTTSX overlap?
VT and VTTSX overlap 87.9% by portfolio weight — substantial duplication if you hold both. They share 9,494 holdings. The figure comes from current issuer holdings files (VT as of 2026-06-30, VTTSX as of 2026-03-31).
How is the overlap between VT and VTTSX calculated?
As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If VT holds a stock at 6% and VTTSX holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.
Is it redundant to hold both VT and VTTSX?
That depends on your goals — we state facts, not advice. At 87.9% overlap, most of what one fund holds, the other holds too. Expense ratios: VT 0.06% versus VTTSX 0.08%.
What does VT own that VTTSX doesn't?
VT holds 9,600 positions and VTTSX holds 6; 106 of VT's positions don't appear in VTTSX at all, and they are 0.6% of VT by weight.
You probably hold more than two funds
This page compares VT and VTTSX. Paste your whole portfolio — brokerage, 401(k), IRA — and see the overlap across every fund at once, plus what you actually own underneath them and your own Effective Funds number. Free, no account, nothing stored.
X-ray my portfolio — free →Watch VT vs VTTSX
We re-read both funds’ published holdings every weeknight. Leave an address and we'll tell you when what's inside actually changes.
Not sending yet — email alerts are built but switched off, and you'll be among the first when they turn on. No spam, one-click unsubscribe.
Related comparisons
Sources: issuer holdings files, VT as of 2026-06-30, VTTSX as of 2026-03-31. Weights are fractions of each fund. Diagnostics, not advice.