DIA vs FFFEX: 0% overlap

SPDR Dow Jones Industrial Average ETF and Fidelity Freedom 2030 share 0.0% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.

Different holding dates. These holdings were published about 4 months apart — FFFEX as of 2026-03-31, the rest through 2026-07-23. Each fund is compared using its most recent file, so any trading in between shows up as a difference.

Hold both, 50/50
2.0Effective Funds

You would hold two tickers and get the diversification of 2.0. Two funds that shared nothing would score 2.0; two identical funds score 1.0.

Overlap
0.0%
DIA expense ratio
0.16%
FFFEX expense ratio
0.71%

Top shared holdings

DIA and FFFEX hold 0 of the same securities. The ten contributing most to the overlap figure:

Holdingin DIAin FFFEXΔ

Where DIA and FFFEX differ

Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.

SectorDIAFFFEXΔ
Unclassified0.0%99.4%99.4pp
Financials28.6%0.0%+28.6pp
Industrials17.5%0.0%+17.5pp
Information Technology15.9%0.0%+15.9pp
Health Care13.6%0.0%+13.6pp
Consumer Discretionary9.9%0.0%+9.9pp
Communication Services4.7%0.0%+4.7pp
Consumer Staples3.9%0.0%+3.9pp

Δ is DIA minus FFFEX, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.

What each fund holds alone

Only in DIA
30 positions

99.9% of DIA by weight, held in no part of FFFEX.

Only in FFFEX
37 positions

99.9% of FFFEX by weight, held in no part of DIA.

A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.

Concentration and cost

DIAFFFEX
Top 10 holdings56.2%70.9%
Positions held3138
Cost per $10,000 held, per year$16$71

Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.

Frequently asked

How much do DIA and FFFEX overlap?

DIA and FFFEX overlap 0.0% by portfolio weight — largely distinct portfolios. They share 0 holdings. The figure comes from current issuer holdings files (DIA as of 2026-07-23, FFFEX as of 2026-03-31).

How is the overlap between DIA and FFFEX calculated?

As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If DIA holds a stock at 6% and FFFEX holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.

Is it redundant to hold both DIA and FFFEX?

That depends on your goals — we state facts, not advice. At 0.0% overlap, each fund still contributes meaningfully distinct exposure.

What does DIA own that FFFEX doesn't?

DIA holds 31 positions and FFFEX holds 38; 30 of DIA's positions don't appear in FFFEX at all, and they are 99.9% of DIA by weight.

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Related comparisons

Sources: issuer holdings files, DIA as of 2026-07-23, FFFEX as of 2026-03-31. Weights are fractions of each fund. Diagnostics, not advice.