DIA vs JEPQ: 16% overlap

SPDR Dow Jones Industrial Average ETF and JPMorgan Nasdaq Equity Premium Income ETF share 16.3% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.

Different holding dates. These holdings were published about 4 months apart — JEPQ as of 2026-03-31, the rest through 2026-07-23. Each fund is compared using its most recent file, so any trading in between shows up as a difference.

Hold both, 50/50
1.8Effective Funds

You would hold two tickers and get the diversification of 1.8. Two funds that shared nothing would score 2.0; two identical funds score 1.0.

Overlap
16.3%
DIA expense ratio
0.16%
JEPQ expense ratio
0.35%

Top shared holdings

DIA and JEPQ hold 9 of the same securities. The ten contributing most to the overlap figure:

Holdingin DIAin JEPQΔ
MSFT4.4%4.8%0.4%
AAPL3.7%6.4%2.7%
AMZN2.7%4.0%1.3%
NVDA2.4%7.3%4.9%
WMT1.2%2.5%1.2%
CSCO1.3%1.1%0.2%
AMGN4.3%0.4%3.8%
KO0.9%0.2%0.7%
UNH4.9%0.1%4.7%

Where DIA and JEPQ differ

Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.

SectorDIAJEPQΔ
Financials28.6%0.5%+28.1pp
Unclassified0.0%22.3%22.3pp
Information Technology15.9%37.9%22.0pp
Industrials17.5%1.7%+15.8pp
Health Care13.6%4.2%+9.4pp
Communication Services4.7%12.0%7.3pp
Materials3.6%0.0%+3.6pp
Consumer Staples3.9%6.3%2.5pp

Δ is DIA minus JEPQ, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.

What each fund holds alone

Only in DIA
21 positions

74.2% of DIA by weight, held in no part of JEPQ.

Only in JEPQ
99 positions

71.5% of JEPQ by weight, held in no part of DIA.

A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.

Concentration and cost

DIAJEPQ
Top 10 holdings56.2%40.0%
Positions held31108
Cost per $10,000 held, per year$16$35

Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.

Frequently asked

How much do DIA and JEPQ overlap?

DIA and JEPQ overlap 16.3% by portfolio weight — moderate overlap. They share 9 holdings. The figure comes from current issuer holdings files (DIA as of 2026-07-23, JEPQ as of 2026-03-31).

How is the overlap between DIA and JEPQ calculated?

As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If DIA holds a stock at 6% and JEPQ holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.

Is it redundant to hold both DIA and JEPQ?

That depends on your goals — we state facts, not advice. At 16.3% overlap, each fund still contributes meaningfully distinct exposure.

What does DIA own that JEPQ doesn't?

DIA holds 31 positions and JEPQ holds 108; 21 of DIA's positions don't appear in JEPQ at all, and they are 74.2% of DIA by weight.

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Sources: issuer holdings files, DIA as of 2026-07-23, JEPQ as of 2026-03-31. Weights are fractions of each fund. Diagnostics, not advice.