DIA vs VTV: 23% overlap

SPDR Dow Jones Industrial Average ETF and Vanguard Value ETF share 22.8% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.

Hold both, 50/50
1.8Effective Funds

You would hold two tickers and get the diversification of 1.8. Two funds that shared nothing would score 2.0; two identical funds score 1.0.

Overlap
22.8%
DIA expense ratio
0.16%
VTV expense ratio
0.03%

Top shared holdings

DIA and VTV hold 22 of the same securities. The ten contributing most to the overlap figure:

Holdingin DIAin VTVΔ
JPM4.0%3.1%1.0%
JNJ3.0%2.3%0.7%
CAT10.3%1.8%8.4%
UNH4.9%1.4%3.5%
HD3.7%1.3%2.4%
CSCO1.3%1.6%0.3%
PG1.7%1.3%0.4%
WMT1.2%1.9%0.6%
MRK1.5%1.2%0.3%
CVX2.2%1.2%1.1%

Where DIA and VTV differ

Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.

SectorDIAVTVΔ
Financials28.6%22.1%+6.6pp
Consumer Discretionary9.9%3.9%+6.0pp
Consumer Staples3.9%8.7%4.9pp
Utilities0.0%4.8%4.8pp
Energy2.2%6.8%4.6pp
Real Estate0.0%2.5%2.5pp
Industrials17.5%15.0%+2.5pp
Information Technology15.9%14.1%+1.9pp

Δ is DIA minus VTV, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.

What each fund holds alone

Only in DIA
8 positions

26.3% of DIA by weight, held in no part of VTV.

Only in VTV
287 positions

76.2% of VTV by weight, held in no part of DIA.

A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.

Concentration and cost

DIAVTV
Top 10 holdings56.2%23.6%
Positions held31309
Cost per $10,000 held, per year$16$3

Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.

Frequently asked

How much do DIA and VTV overlap?

DIA and VTV overlap 22.8% by portfolio weight — moderate overlap. They share 22 holdings. The figure comes from current issuer holdings files (DIA as of 2026-07-23, VTV as of 2026-06-30).

How is the overlap between DIA and VTV calculated?

As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If DIA holds a stock at 6% and VTV holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.

Is it redundant to hold both DIA and VTV?

That depends on your goals — we state facts, not advice. At 22.8% overlap, each fund still contributes meaningfully distinct exposure.

What does DIA own that VTV doesn't?

DIA holds 31 positions and VTV holds 309; 8 of DIA's positions don't appear in VTV at all, and they are 26.3% of DIA by weight.

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Sources: issuer holdings files, DIA as of 2026-07-23, VTV as of 2026-06-30. Weights are fractions of each fund. Diagnostics, not advice.