IWF vs SWTSX: 52% overlap

iShares Russell 1000 Growth ETF and Schwab Total Stock Market Index share 52.4% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.

Different holding dates. These holdings were published about 3 months apart — SWTSX as of 2026-04-30, the rest through 2026-07-23. Each fund is compared using its most recent file, so any trading in between shows up as a difference.

Hold both, 50/50
1.5Effective Funds

You would hold two tickers and get the diversification of 1.5. Two funds that shared nothing would score 2.0; two identical funds score 1.0.

Overlap
52.4%
IWF expense ratio
0.19%
SWTSX expense ratio
0.03%

Top shared holdings

IWF and SWTSX hold 337 of the same securities. The ten contributing most to the overlap figure:

Holdingin IWFin SWTSXΔ
NVDA15.1%6.9%8.2%
AAPL7.8%5.7%2.1%
MSFT4.4%4.3%0.1%
GOOGL5.7%3.2%2.5%
AVGO5.7%2.8%2.8%
GOOG4.7%2.6%2.1%
META3.4%1.9%1.5%
TSLA2.9%1.5%1.4%
LLY2.9%1.1%1.9%
MU3.5%0.8%2.6%

Where IWF and SWTSX differ

Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.

SectorIWFSWTSXΔ
Information Technology55.0%32.3%+22.7pp
Financials4.7%11.9%7.2pp
Communication Services15.7%10.1%+5.6pp
Unclassified0.0%3.4%3.4pp
Consumer Staples1.3%4.6%3.3pp
Health Care5.6%8.7%3.1pp
Energy0.5%3.5%3.0pp
Consumer Discretionary7.5%9.6%2.1pp

Δ is IWF minus SWTSX, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.

What each fund holds alone

Only in IWF
32 positions

1.9% of IWF by weight, held in no part of SWTSX.

Only in SWTSX
2,601 positions

38.5% of SWTSX by weight, held in no part of IWF.

A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.

Concentration and cost

IWFSWTSX
Top 10 holdings56.1%33.9%
Positions held3702,939
Cost per $10,000 held, per year$19$3

Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.

Frequently asked

How much do IWF and SWTSX overlap?

IWF and SWTSX overlap 52.4% by portfolio weight — substantial duplication if you hold both. They share 337 holdings. The figure comes from current issuer holdings files (IWF as of 2026-07-23, SWTSX as of 2026-04-30).

How is the overlap between IWF and SWTSX calculated?

As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If IWF holds a stock at 6% and SWTSX holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.

Is it redundant to hold both IWF and SWTSX?

That depends on your goals — we state facts, not advice. At 52.4% overlap, each fund still contributes meaningfully distinct exposure.

What does IWF own that SWTSX doesn't?

IWF holds 370 positions and SWTSX holds 2,939; 32 of IWF's positions don't appear in SWTSX at all, and they are 1.9% of IWF by weight.

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Related comparisons

Sources: issuer holdings files, IWF as of 2026-07-23, SWTSX as of 2026-04-30. Weights are fractions of each fund. Diagnostics, not advice.