JEPI vs SWTSX: 30% overlap

JPMorgan Equity Premium Income ETF and Schwab Total Stock Market Index share 29.8% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.

Different holding dates. These holdings were published 30 days apart — JEPI as of 2026-03-31, the rest through 2026-04-30. Each fund is compared using its most recent file, so any trading in between shows up as a difference.

Hold both, 50/50
1.7Effective Funds

You would hold two tickers and get the diversification of 1.7. Two funds that shared nothing would score 2.0; two identical funds score 1.0.

Overlap
29.8%
JEPI expense ratio
0.35%
SWTSX expense ratio
0.03%

Top shared holdings

JEPI and SWTSX hold 105 of the same securities. The ten contributing most to the overlap figure:

Holdingin JEPIin SWTSXΔ
NVDA1.4%6.9%5.5%
AMZN1.4%3.7%2.3%
AAPL1.4%5.7%4.3%
GOOGL1.4%3.2%1.8%
AVGO1.3%2.8%1.5%
MSFT1.3%4.3%3.1%
META1.2%1.9%0.7%
XOM0.9%0.9%0.1%
LLY0.8%1.1%0.2%
WMT1.4%0.8%0.6%

Where JEPI and SWTSX differ

Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.

SectorJEPISWTSXΔ
Information Technology13.5%32.3%18.8pp
Unclassified19.6%3.4%+16.2pp
Communication Services5.2%10.1%5.0pp
Financials8.5%11.9%3.4pp
Consumer Staples7.8%4.6%+3.2pp
Utilities5.4%2.3%+3.1pp
Health Care11.6%8.7%+2.9pp
Cash and/or Derivatives1.2%0.1%+1.1pp

Δ is JEPI minus SWTSX, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.

What each fund holds alone

Only in JEPI
15 positions

13.9% of JEPI by weight, held in no part of SWTSX.

Only in SWTSX
2,833 positions

49.3% of SWTSX by weight, held in no part of JEPI.

A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.

Concentration and cost

JEPISWTSX
Top 10 holdings15.7%33.9%
Positions held1202,939
Cost per $10,000 held, per year$35$3

Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.

Frequently asked

How much do JEPI and SWTSX overlap?

JEPI and SWTSX overlap 29.8% by portfolio weight — moderate overlap. They share 105 holdings. The figure comes from current issuer holdings files (JEPI as of 2026-03-31, SWTSX as of 2026-04-30).

How is the overlap between JEPI and SWTSX calculated?

As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If JEPI holds a stock at 6% and SWTSX holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.

Is it redundant to hold both JEPI and SWTSX?

That depends on your goals — we state facts, not advice. At 29.8% overlap, each fund still contributes meaningfully distinct exposure.

What does JEPI own that SWTSX doesn't?

JEPI holds 120 positions and SWTSX holds 2,939; 15 of JEPI's positions don't appear in SWTSX at all, and they are 13.9% of JEPI by weight.

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Related comparisons

Sources: issuer holdings files, JEPI as of 2026-03-31, SWTSX as of 2026-04-30. Weights are fractions of each fund. Diagnostics, not advice.