SWTSX vs VIMAX: 15% overlap

Schwab Total Stock Market Index and Vanguard Mid-Cap Index Admiral share 14.9% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.

Different holding dates. These holdings were published about 2 months apart — SWTSX as of 2026-04-30, the rest through 2026-06-30. Each fund is compared using its most recent file, so any trading in between shows up as a difference.

Hold both, 50/50
1.9Effective Funds

You would hold two tickers and get the diversification of 1.9. Two funds that shared nothing would score 2.0; two identical funds score 1.0.

Overlap
14.9%
SWTSX expense ratio
0.03%
VIMAX expense ratio
0.05%

Top shared holdings

SWTSX and VIMAX hold 263 of the same securities. The ten contributing most to the overlap figure:

Holdingin SWTSXin VIMAXΔ
WDC0.2%1.1%0.9%
VRT0.2%1.2%1.0%
NEM0.2%0.5%0.3%
PWR0.2%1.0%0.9%
CEG0.1%0.8%0.6%
HWM0.1%1.0%0.9%
WMB0.1%0.4%0.3%
CMI0.1%1.0%0.8%
FDX0.1%0.3%0.2%
SLB0.1%0.7%0.5%

Where SWTSX and VIMAX differ

Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.

SectorSWTSXVIMAXΔ
Information Technology32.3%16.1%+16.2pp
Industrials9.4%19.6%10.2pp
Communication Services10.1%2.8%+7.4pp
Utilities2.3%8.4%6.0pp
Energy3.5%7.3%3.8pp
Unclassified3.4%0.4%+2.9pp
Real Estate2.3%5.1%2.8pp
Materials1.6%4.3%2.7pp

Δ is SWTSX minus VIMAX, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.

What each fund holds alone

Only in SWTSX
2,675 positions

84.8% of SWTSX by weight, held in no part of VIMAX.

Only in VIMAX
20 positions

6.7% of VIMAX by weight, held in no part of SWTSX.

A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.

Concentration and cost

SWTSXVIMAX
Top 10 holdings33.9%9.5%
Positions held2,939283
Cost per $10,000 held, per year$3$5

Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.

Frequently asked

How much do SWTSX and VIMAX overlap?

SWTSX and VIMAX overlap 14.9% by portfolio weight — largely distinct portfolios. They share 263 holdings. The figure comes from current issuer holdings files (SWTSX as of 2026-04-30, VIMAX as of 2026-06-30).

How is the overlap between SWTSX and VIMAX calculated?

As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If SWTSX holds a stock at 6% and VIMAX holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.

Is it redundant to hold both SWTSX and VIMAX?

That depends on your goals — we state facts, not advice. At 14.9% overlap, each fund still contributes meaningfully distinct exposure.

What does SWTSX own that VIMAX doesn't?

SWTSX holds 2,939 positions and VIMAX holds 283; 2,675 of SWTSX's positions don't appear in VIMAX at all, and they are 84.8% of SWTSX by weight.

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Related comparisons

Sources: issuer holdings files, SWTSX as of 2026-04-30, VIMAX as of 2026-06-30. Weights are fractions of each fund. Diagnostics, not advice.