VLXVX vs VWO: 12% overlap

Vanguard Target Retirement 2065 and Vanguard FTSE Emerging Markets ETF share 12.1% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.

Different holding dates. These holdings were published about 3 months apart — VLXVX as of 2026-03-31, the rest through 2026-06-30. Each fund is compared using its most recent file, so any trading in between shows up as a difference.

Hold both, 50/50
1.9Effective Funds

You would hold two tickers and get the diversification of 1.9. Two funds that shared nothing would score 2.0; two identical funds score 1.0.

Overlap
12.1%
VLXVX expense ratio
0.08%
VWO expense ratio
0.06%

Top shared holdings

VLXVX and VWO hold 5,003 of the same securities. The ten contributing most to the overlap figure:

Holdingin VLXVXin VWOΔ
CASH2.0%4.2%2.2%
23301.6%15.7%14.1%
7000.3%2.8%2.5%
99880.2%1.8%1.6%
24540.2%1.6%1.5%
23080.1%1.0%0.9%
23170.1%0.8%0.7%
HDFCBANK0.1%0.8%0.7%
RELIANCE0.1%0.8%0.7%
9390.1%0.7%0.7%

Where VLXVX and VWO differ

Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.

SectorVLXVXVWOΔ
Information Technology26.3%31.6%5.3pp
Industrials10.6%5.9%+4.7pp
Health Care7.0%2.8%+4.2pp
Treasuries3.3%0.0%+3.3pp
Unclassified6.1%9.3%3.2pp
Financials14.1%17.2%3.1pp
Materials3.0%5.7%2.7pp
Cash and/or Derivatives2.0%4.2%2.2pp

Δ is VLXVX minus VWO, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.

What each fund holds alone

Only in VLXVX
11,933 positions

87.0% of VLXVX by weight, held in no part of VWO.

Only in VWO
0 positions

0.0% of VWO by weight, held in no part of VLXVX.

A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.

Concentration and cost

VLXVXVWO
Top 10 holdings19.3%30.3%
Positions held65,003
Cost per $10,000 held, per year$8$6

Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.

Frequently asked

How much do VLXVX and VWO overlap?

VLXVX and VWO overlap 12.1% by portfolio weight — largely distinct portfolios. They share 5,003 holdings. The figure comes from current issuer holdings files (VLXVX as of 2026-03-31, VWO as of 2026-06-30).

How is the overlap between VLXVX and VWO calculated?

As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If VLXVX holds a stock at 6% and VWO holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.

Is it redundant to hold both VLXVX and VWO?

That depends on your goals — we state facts, not advice. At 12.1% overlap, each fund still contributes meaningfully distinct exposure.

What does VLXVX own that VWO doesn't?

VLXVX holds 6 positions and VWO holds 5,003; 11,933 of VLXVX's positions don't appear in VWO at all, and they are 87.0% of VLXVX by weight.

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Sources: issuer holdings files, VLXVX as of 2026-03-31, VWO as of 2026-06-30. Weights are fractions of each fund. Diagnostics, not advice.