VTHRX vs VTV: 14% overlap
Vanguard Target Retirement 2030 and Vanguard Value ETF share 14.3% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.
Different holding dates. These holdings were published about 3 months apart — VTHRX as of 2026-03-31, the rest through 2026-06-30. Each fund is compared using its most recent file, so any trading in between shows up as a difference.
You would hold two tickers and get the diversification of 1.9. Two funds that shared nothing would score 2.0; two identical funds score 1.0.
Top shared holdings
VTHRX and VTV hold 309 of the same securities. The ten contributing most to the overlap figure:
| Holding | in VTHRX | in VTV | Δ |
|---|---|---|---|
| MU | 0.6% | 4.9% | 4.3% |
| CASH | 1.9% | 0.4% | 1.4% |
| BRK-B | 0.4% | 2.9% | 2.5% |
| JPM | 0.4% | 3.1% | 2.7% |
| JNJ | 0.3% | 2.3% | 2.0% |
| XOM | 0.3% | 2.1% | 1.9% |
| INTC | 0.3% | 1.1% | 0.8% |
| WMT | 0.2% | 1.9% | 1.6% |
| CAT | 0.2% | 1.8% | 1.6% |
| ABBV | 0.2% | 1.7% | 1.5% |
Where VTHRX and VTV differ
Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.
| Sector | VTHRX | VTV | Δ |
|---|---|---|---|
| Treasuries | 13.6% | 0.0% | +13.6pp |
| Unclassified | 13.3% | 0.5% | +12.8pp |
| Financials | 11.3% | 22.1% | −10.7pp |
| Health Care | 4.6% | 15.1% | −10.5pp |
| Industrials | 6.9% | 15.0% | −8.0pp |
| Consumer Staples | 2.7% | 8.7% | −6.0pp |
| MBS Pass-Through | 5.7% | 0.0% | +5.7pp |
| Energy | 1.9% | 6.8% | −5.0pp |
Δ is VTHRX minus VTV, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.
What each fund holds alone
84.1% of VTHRX by weight, held in no part of VTV.
0.0% of VTV by weight, held in no part of VTHRX.
A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.
Concentration and cost
| VTHRX | VTV | |
|---|---|---|
| Top 10 holdings | 28.9% | 23.6% |
| Positions held | 7 | 309 |
| Cost per $10,000 held, per year | $8 | $3 |
Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.
Frequently asked
How much do VTHRX and VTV overlap?
VTHRX and VTV overlap 14.3% by portfolio weight — largely distinct portfolios. They share 309 holdings. The figure comes from current issuer holdings files (VTHRX as of 2026-03-31, VTV as of 2026-06-30).
How is the overlap between VTHRX and VTV calculated?
As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If VTHRX holds a stock at 6% and VTV holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.
Is it redundant to hold both VTHRX and VTV?
That depends on your goals — we state facts, not advice. At 14.3% overlap, each fund still contributes meaningfully distinct exposure.
What does VTHRX own that VTV doesn't?
VTHRX holds 7 positions and VTV holds 309; 16,374 of VTHRX's positions don't appear in VTV at all, and they are 84.1% of VTHRX by weight.
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Related comparisons
Sources: issuer holdings files, VTHRX as of 2026-03-31, VTV as of 2026-06-30. Weights are fractions of each fund. Diagnostics, not advice.