VTHRX vs VXF: 7% overlap
Vanguard Target Retirement 2030 and Vanguard Extended Market ETF share 6.7% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.
Different holding dates. These holdings were published about 3 months apart — VTHRX as of 2026-03-31, the rest through 2026-06-30. Each fund is compared using its most recent file, so any trading in between shows up as a difference.
You would hold two tickers and get the diversification of 1.9. Two funds that shared nothing would score 2.0; two identical funds score 1.0.
Top shared holdings
VTHRX and VXF hold 2,976 of the same securities. The ten contributing most to the overlap figure:
| Holding | in VTHRX | in VXF | Δ |
|---|---|---|---|
| CASH | 1.9% | 3.8% | 1.9% |
| ALV | 0.1% | 0.1% | 0.0% |
| CFR | 0.1% | 0.1% | 0.0% |
| AIR | 0.1% | 0.1% | 0.0% |
| MC | 0.1% | 0.1% | 0.0% |
| SPCX | 0.0% | 1.1% | 1.1% |
| SNOW | 0.0% | 1.0% | 1.0% |
| BE | 0.0% | 0.9% | 0.9% |
| NET | 0.0% | 0.9% | 0.8% |
| CNR | 0.0% | 0.0% | 0.0% |
Where VTHRX and VXF differ
Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.
| Sector | VTHRX | VXF | Δ |
|---|---|---|---|
| Treasuries | 13.6% | 0.0% | +13.6pp |
| Industrials | 6.9% | 19.8% | −12.9pp |
| Unclassified | 13.3% | 1.0% | +12.3pp |
| Health Care | 4.6% | 13.2% | −8.6pp |
| MBS Pass-Through | 5.7% | 0.0% | +5.7pp |
| Corporate — industrial & other | 4.4% | 0.0% | +4.4pp |
| Consumer Discretionary | 5.0% | 8.8% | −3.8pp |
| Real Estate | 1.2% | 4.8% | −3.6pp |
Δ is VTHRX minus VXF, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.
What each fund holds alone
92.7% of VTHRX by weight, held in no part of VXF.
1.5% of VXF by weight, held in no part of VTHRX.
A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.
Concentration and cost
| VTHRX | VXF | |
|---|---|---|
| Top 10 holdings | 28.9% | 10.6% |
| Positions held | 7 | 3,327 |
| Cost per $10,000 held, per year | $8 | $5 |
Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.
Frequently asked
How much do VTHRX and VXF overlap?
VTHRX and VXF overlap 6.7% by portfolio weight — largely distinct portfolios. They share 2,976 holdings. The figure comes from current issuer holdings files (VTHRX as of 2026-03-31, VXF as of 2026-06-30).
How is the overlap between VTHRX and VXF calculated?
As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If VTHRX holds a stock at 6% and VXF holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.
Is it redundant to hold both VTHRX and VXF?
That depends on your goals — we state facts, not advice. At 6.7% overlap, each fund still contributes meaningfully distinct exposure.
What does VTHRX own that VXF doesn't?
VTHRX holds 7 positions and VXF holds 3,327; 13,707 of VTHRX's positions don't appear in VXF at all, and they are 92.7% of VTHRX by weight.
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Related comparisons
Sources: issuer holdings files, VTHRX as of 2026-03-31, VXF as of 2026-06-30. Weights are fractions of each fund. Diagnostics, not advice.