AIVSX vs FXNAX: 0% overlap

American Funds Investment Company of America A and Fidelity U.S. Bond Index share 0.2% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.

Different holding dates. These holdings were published 31 days apart — FXNAX as of 2026-02-28, the rest through 2026-03-31. Each fund is compared using its most recent file, so any trading in between shows up as a difference.

Hold both, 50/50
2.0Effective Funds

You would hold two tickers and get the diversification of 2.0. Two funds that shared nothing would score 2.0; two identical funds score 1.0.

Overlap
0.2%
AIVSX expense ratio
0.58%
FXNAX expense ratio
0.03%

Top shared holdings

AIVSX and FXNAX hold 2 of the same securities. The ten contributing most to the overlap figure:

Holdingin AIVSXin FXNAXΔ
AGENCY-MBS0.1%16.5%16.4%
CASH0.1%1.3%1.3%

Where AIVSX and FXNAX differ

Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.

SectorAIVSXFXNAXΔ
Treasuries0.0%45.4%45.4pp
Information Technology29.2%0.0%+29.2pp
MBS Pass-Through0.1%16.5%16.4pp
Corporate — industrial & other0.0%14.1%14.1pp
Industrials11.8%0.0%+11.8pp
Health Care11.2%0.0%+11.2pp
Consumer Discretionary10.0%0.0%+10.0pp
Communication Services9.9%0.0%+9.9pp

Δ is AIVSX minus FXNAX, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.

What each fund holds alone

Only in AIVSX
166 positions

100.1% of AIVSX by weight, held in no part of FXNAX.

Only in FXNAX
1,264 positions

83.4% of FXNAX by weight, held in no part of AIVSX.

A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.

Concentration and cost

AIVSXFXNAX
Top 10 holdings39.5%69.4%
Positions held1681,266
Cost per $10,000 held, per year$58$3

Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.

Frequently asked

How much do AIVSX and FXNAX overlap?

AIVSX and FXNAX overlap 0.2% by portfolio weight — largely distinct portfolios. They share 2 holdings. The figure comes from current issuer holdings files (AIVSX as of 2026-03-31, FXNAX as of 2026-02-28).

How is the overlap between AIVSX and FXNAX calculated?

As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If AIVSX holds a stock at 6% and FXNAX holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.

Is it redundant to hold both AIVSX and FXNAX?

That depends on your goals — we state facts, not advice. At 0.2% overlap, each fund still contributes meaningfully distinct exposure.

What does AIVSX own that FXNAX doesn't?

AIVSX holds 168 positions and FXNAX holds 1,266; 166 of AIVSX's positions don't appear in FXNAX at all, and they are 100.1% of AIVSX by weight.

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Sources: issuer holdings files, AIVSX as of 2026-03-31, FXNAX as of 2026-02-28. Weights are fractions of each fund. Diagnostics, not advice.