FTIHX vs VUG: 0% overlap

Fidelity Total International Index and Vanguard Growth ETF share 0.3% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.

Different holding dates. These holdings were published about 2 months apart — FTIHX as of 2026-04-30, the rest through 2026-06-30. Each fund is compared using its most recent file, so any trading in between shows up as a difference.

Hold both, 50/50
2.0Effective Funds

You would hold two tickers and get the diversification of 2.0. Two funds that shared nothing would score 2.0; two identical funds score 1.0.

Overlap
0.3%
FTIHX expense ratio
0.06%
VUG expense ratio
0.03%

Top shared holdings

FTIHX and VUG hold 3 of the same securities. The ten contributing most to the overlap figure:

Holdingin FTIHXin VUGΔ
CASH2.7%0.3%2.5%
SUNB0.1%0.1%0.0%
LULU0.0%0.0%0.0%

Where FTIHX and VUG differ

Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.

SectorFTIHXVUGΔ
Unclassified94.6%0.1%+94.5pp
Information Technology0.0%56.0%56.0pp
Communication Services0.2%15.3%15.1pp
Consumer Discretionary0.3%11.4%11.1pp
Health Care0.0%4.7%4.7pp
Industrials0.4%5.0%4.6pp
Financials1.3%3.9%2.6pp
Cash and/or Derivatives2.7%0.3%+2.5pp

Δ is FTIHX minus VUG, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.

What each fund holds alone

Only in FTIHX
5,053 positions

97.6% of FTIHX by weight, held in no part of VUG.

Only in VUG
144 positions

99.6% of VUG by weight, held in no part of FTIHX.

A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.

Concentration and cost

FTIHXVUG
Top 10 holdings14.4%60.3%
Positions held5,057147
Cost per $10,000 held, per year$6$3

Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.

Frequently asked

How much do FTIHX and VUG overlap?

FTIHX and VUG overlap 0.3% by portfolio weight — largely distinct portfolios. They share 3 holdings. The figure comes from current issuer holdings files (FTIHX as of 2026-04-30, VUG as of 2026-06-30).

How is the overlap between FTIHX and VUG calculated?

As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If FTIHX holds a stock at 6% and VUG holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.

Is it redundant to hold both FTIHX and VUG?

That depends on your goals — we state facts, not advice. At 0.3% overlap, each fund still contributes meaningfully distinct exposure.

What does FTIHX own that VUG doesn't?

FTIHX holds 5,057 positions and VUG holds 147; 5,053 of FTIHX's positions don't appear in VUG at all, and they are 97.6% of FTIHX by weight.

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Related comparisons

Sources: issuer holdings files, FTIHX as of 2026-04-30, VUG as of 2026-06-30. Weights are fractions of each fund. Diagnostics, not advice.