VTI vs VUG: 53% overlap
Vanguard Total Stock Market ETF and Vanguard Growth ETF share 52.9% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.
You would hold two tickers and get the diversification of 1.5. Two funds that shared nothing would score 2.0; two identical funds score 1.0.
Top shared holdings
VTI and VUG hold 135 of the same securities. The ten contributing most to the overlap figure:
| Holding | in VTI | in VUG | Δ |
|---|---|---|---|
| NVDA | 7.1% | 13.5% | 6.3% |
| AAPL | 6.6% | 12.5% | 5.9% |
| MSFT | 5.2% | 9.7% | 4.5% |
| AMZN | 3.3% | 4.3% | 1.0% |
| GOOGL | 2.8% | 5.2% | 2.4% |
| AVGO | 2.3% | 4.3% | 2.1% |
| META | 2.2% | 4.2% | 2.0% |
| GOOG | 2.2% | 4.1% | 1.9% |
| TSLA | 1.4% | 2.7% | 1.3% |
| AMD | 1.4% | 2.7% | 1.3% |
Where VTI and VUG differ
Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.
| Sector | VTI | VUG | Δ |
|---|---|---|---|
| Information Technology | 37.2% | 59.4% | −22.2pp |
| Financials | 11.7% | 4.0% | +7.7pp |
| Communication Services | 9.3% | 15.2% | −6.0pp |
| Health Care | 9.9% | 4.3% | +5.7pp |
| Industrials | 9.3% | 4.0% | +5.3pp |
| Energy | 3.5% | 0.3% | +3.3pp |
| Consumer Staples | 4.2% | 1.3% | +2.9pp |
| Utilities | 1.9% | 0.0% | +1.9pp |
Δ is VTI minus VUG, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.
What each fund holds alone
46.9% of VTI by weight, held in no part of VUG.
0.0% of VUG by weight, held in no part of VTI.
A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.
Concentration and cost
| VTI | VUG | |
|---|---|---|
| Top 10 holdings | 34.7% | 63.1% |
| Positions held | 3,485 | 135 |
| Cost per $10,000 held, per year | $3 | $3 |
Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.
Frequently asked
How much do VTI and VUG overlap?
VTI and VUG overlap 52.9% by portfolio weight — substantial duplication if you hold both. They share 135 holdings. The figure comes from current issuer holdings files (VTI as of 2026-09-30, VUG as of 2026-09-30).
How is the overlap between VTI and VUG calculated?
As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If VTI holds a stock at 6% and VUG holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.
Is it redundant to hold both VTI and VUG?
That depends on your goals — we state facts, not advice. At 52.9% overlap, each fund still contributes meaningfully distinct exposure.
What does VTI own that VUG doesn't?
VTI holds 3,485 positions and VUG holds 135; 3,350 of VTI's positions don't appear in VUG at all, and they are 46.9% of VTI by weight.
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Related comparisons
Sources: issuer holdings files, VTI as of 2026-09-30, VUG as of 2026-09-30. Weights are fractions of each fund. Diagnostics, not advice.