FXAIX vs VEA: 1% overlap

Fidelity 500 Index and Vanguard FTSE Developed Markets ETF share 1.1% of their portfolios by weight — computed as Σ min(wA, wB) over every holding both funds own.

Different holding dates. These holdings were published about 4 months apart — FXAIX as of 2026-02-28, the rest through 2026-06-30. Each fund is compared using its most recent file, so any trading in between shows up as a difference.

Hold both, 50/50
2.0Effective Funds

You would hold two tickers and get the diversification of 2.0. Two funds that shared nothing would score 2.0; two identical funds score 1.0.

Overlap
1.1%
FXAIX expense ratio
0.01%
VEA expense ratio
0.03%

Top shared holdings

FXAIX and VEA hold 44 of the same securities. The ten contributing most to the overlap figure:

Holdingin FXAIXin VEAΔ
CASH0.3%1.4%1.1%
ALL0.1%0.1%0.0%
MRK0.5%0.1%0.5%
ROP0.1%0.9%0.8%
PRU0.1%0.1%0.1%
DG0.1%0.2%0.2%
HBAN0.1%0.1%0.0%
DTE0.1%0.3%0.2%
TSCO0.0%0.1%0.1%
EQT0.1%0.0%0.0%

Where FXAIX and VEA differ

Sector weights as a share of each fund, ordered by the size of the gap rather than the size of the sector — two funds that overlap heavily still usually diverge somewhere.

SectorFXAIXVEAΔ
Information Technology31.8%17.1%+14.7pp
Financials12.0%20.7%8.7pp
Industrials8.3%16.9%8.5pp
Communication Services10.5%2.5%+8.0pp
Unclassified3.3%8.9%5.6pp
Materials1.5%5.1%3.6pp
Health Care9.6%6.2%+3.4pp
Consumer Discretionary9.7%7.3%+2.3pp

Δ is FXAIX minus VEA, in percentage points. Sector data is not published by every issuer, so “Unclassified” is a real category rather than a gap in the table.

What each fund holds alone

Only in FXAIX
461 positions

95.8% of FXAIX by weight, held in no part of VEA.

Only in VEA
3,748 positions

96.5% of VEA by weight, held in no part of FXAIX.

A large count with a small weight is the usual shape: the positions one fund adds are typically its smallest ones.

Concentration and cost

FXAIXVEA
Top 10 holdings36.4%15.2%
Positions held5063,792
Cost per $10,000 held, per year$1$3

Cost is the expense ratio applied to $10,000; it excludes any brokerage commission, bid-ask spread or tax consequence. Figures are facts about the funds, not a suggestion about which to hold.

Frequently asked

How much do FXAIX and VEA overlap?

FXAIX and VEA overlap 1.1% by portfolio weight — largely distinct portfolios. They share 44 holdings. The figure comes from current issuer holdings files (FXAIX as of 2026-02-28, VEA as of 2026-06-30).

How is the overlap between FXAIX and VEA calculated?

As the sum of the smaller weight in each fund, over every holding both funds own: Σ min(wA, wB). If FXAIX holds a stock at 6% and VEA holds the same stock at 4%, 4% counts as shared. The result is bounded between 0% and 100%, and it is computed after looking through any fund-of-funds to the underlying holdings.

Is it redundant to hold both FXAIX and VEA?

That depends on your goals — we state facts, not advice. At 1.1% overlap, each fund still contributes meaningfully distinct exposure.

What does FXAIX own that VEA doesn't?

FXAIX holds 506 positions and VEA holds 3,792; 461 of FXAIX's positions don't appear in VEA at all, and they are 95.8% of FXAIX by weight.

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Related comparisons

Sources: issuer holdings files, FXAIX as of 2026-02-28, VEA as of 2026-06-30. Weights are fractions of each fund. Diagnostics, not advice.